Top Crookston, MN Mortgage Lenders

RankCrookston Mortgage LenderCrookston Home Loans ProcessedCrookston Home Loans ApprovedCrookston Home Loans DeniedCrookston Mortgage Median Loan to Income Ratio (LTR) for Approved LoansCrookston Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 1,589 64%18%
  • 192%
  • (131,000 Loan / $68,000 Income)
  • 157%
  • (60,000 Loan / $38,000 Income)
2Bremer Bank Na (Grand Forks) 626 86%3%
  • 143%
  • (89,000 / $62,000)
  • 76%
  • (26,000 / $34,000)
3Gate City Bank 501 81%5%
  • 147%
  • (106,000 / $72,000)
  • 65%
  • (54,000 / $83,000)
4State Bank & Trust 488 83%6%
  • 108%
  • (142,000 / $131,000)
  • 188%
  • (100,000 / $53,000)
5Jpmorgan Chase Bank 443 88%9%
  • 179%
  • (86,000 / $48,000)
  • 232%
  • (130,000 / $56,000)
6Citimortgage 370 87%4%
  • 203%
  • (59,000 / $29,000)
  • 227%
  • (82,000 / $36,000)
7Merchants Bank 356 71%7%
  • 163%
  • (75,000 / $46,000)
  • 228%
  • (80,000 / $35,000)
8American Federal Bank 337 80%12%
  • 122%
  • (102,000 / $83,000)
  • 167%
  • (72,000 / $43,000)
9Us Bank 276 81%9%
  • 234%
  • (143,000 / $61,000)
  • 282%
  • (130,000 / $46,000)
10Mortgage Guaranty Insurance Co 262 80%5%
  • 228%
  • (48,000 / $21,000)
  • 266%
  • (112,000 / $42,000)
11Affinity Plus Federal Credit U 249 72%1%
  • 122%
  • (27,000 / $22,000)
  • 279%
  • (120,000 / $43,000)
12Countrywide Bank Fsb 220 70%17%
  • 212%
  • (255,000 / $120,000)
  • 273%
  • (205,000 / $75,000)
13Tcf National Bank 211 26%51%
  • 216%
  • (162,000 / $75,000)
  • 275%
  • (135,000 / $49,000)
14Bank Of America 181 79%13%
  • 226%
  • (147,000 / $65,000)
  • 288%
  • (104,000 / $36,000)
15Wells Fargo Funding 169 100%0%
  • 218%
  • (120,000 / $55,000)
0
16Citibank 168 79%8%
  • 113%
  • (91,000 / $80,000)
  • 60%
  • (20,000 / $33,000)
17Crookston National Bank 163 85%9%
  • 126%
  • (24,000 / $19,000)
  • 117%
  • (20,000 / $17,000)
18United Guaranty Corporation 148 79%4%
  • 242%
  • (131,000 / $54,000)
  • 258%
  • (160,000 / $62,000)
19Genworth Mortgage Insurance Co 140 66%3%
  • 247%
  • (171,000 / $69,000)
  • 246%
  • (207,000 / $84,000)
20Countrywide Home Loans 129 81%13%
  • 262%
  • (184,000 / $70,000)
  • 208%
  • (200,000 / $96,000)

Crookston, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 11,679
  2. Loan Applications Denied: 1,790
  3. % of Loan Applications Denied: 15
  4. # of Loan Originations: 8,050
  5. % of Loan Applications Originated 68

Crookston, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history11
Collateral9
Debt-to-income ratio8
Credit application incomplete2
Unverifiable information1

Crookston, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0005,212 6915
$100,000 - $300,0006,353 6715
$300,000 - $500,000106 6116
$500,000 - $1,000,0008 6212

Crookston, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00010,117 6716
$100,000 - $300,0001,488 7310
$300,000 - $500,00049 7710
$500,000 - $1,000,00018 555
$1,000,000 - $1,500,0003 3333
$1,500,000 - $2,000,0002 1000
> $2,000,0002 500

Loan to Income Ratios Research for Mortgage in Crookston, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%78469 15
30 - 60%88666 17
60 - 100%1,04367 15
100 - 200%3,37572 11
200 - 300%3,15071 13
300 - 400%1,58866 15
> 400%85349 33

Crookston, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling11,156 6815
Not Owner-Occupied As A Principal Dwelling487 6915
Not Applicable10 8020

Home Owner Property Type Statistics in Crookston, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)10,827 6816
One To Four-Family799 773
Manufactured Housing53 4335
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