Top Crooked Lake, MN Mortgage Lenders

RankCrooked Lake Mortgage LenderCrooked Lake Home Loans ProcessedCrooked Lake Home Loans ApprovedCrooked Lake Home Loans DeniedCrooked Lake Mortgage Median Loan to Income Ratio (LTR) for Approved LoansCrooked Lake Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 421 69%10%
  • 148%
  • (104,000 Loan / $70,000 Income)
  • 216%
  • (154,000 Loan / $71,000 Income)
2Us Bank 187 79%10%
  • 187%
  • (187,000 / $100,000)
  • 233%
  • (124,000 / $53,000)
3Jpmorgan Chase Bank 115 89%9%
  • 202%
  • (85,000 / $42,000)
  • 303%
  • (88,000 / $29,000)
4Affinity Plus Federal Credit U 86 69%2%
  • 202%
  • (73,000 / $36,000)
  • 419%
  • (130,000 / $31,000)
5Citimortgage 66 75%9%
  • 222%
  • (403,000 / $181,000)
  • 320%
  • (256,000 / $80,000)
6Countrywide Bank Fsb 61 75%13%
  • 215%
  • (136,000 / $63,000)
  • 210%
  • (145,000 / $69,000)
7Bank Of America 55 67%14%
  • 193%
  • (193,000 / $100,000)
  • 202%
  • (350,000 / $173,000)
8The Business Bank 43 95%2%
  • 173%
  • (200,000 / $115,000)
  • 270%
  • (73,000 / $27,000)
9Countrywide Home Loans 36 86%2%
  • 163%
  • (648,000 / $397,000)
  • 104%
  • (125,000 / $120,000)
10Us Bk Na Nd 33 39%54%
  • 82%
  • (85,000 / $103,000)
  • 200%
  • (450,000 / $225,000)
11Wells Fargo Funding 26 100%0%
  • 132%
  • (279,000 / $211,000)
0
12Us Bank North Dakota 26 50%42%
  • 132%
  • (41,000 / $31,000)
  • 204%
  • (172,000 / $84,000)
13Merchants Bank 23 91%8%
  • 227%
  • (234,000 / $103,000)
  • 219%
  • (200,000 / $91,000)
14Phh Mortgage Corporation 21 80%4%
  • 212%
  • (83,000 / $39,000)
  • 150%
  • (170,000 / $113,000)
15Citibank 21 57%14%
  • 131%
  • (92,000 / $70,000)
  • 94%
  • (210,000 / $223,000)
16Embrace Home Loans, 19 5%31%
  • 68%
  • (52,000 / $76,000)
  • 169%
  • (100,000 / $59,000)
17Radian Guaranty 18 66%0%
  • 185%
  • (91,000 / $49,000)
0
18Unity Bank 17 76%23%
  • 141%
  • (17,000 / $12,000)
  • 566%
  • (136,000 / $24,000)
19Mortgage Guaranty Insurance Co 17 52%17%
  • 189%
  • (53,000 / $28,000)
  • 216%
  • (331,000 / $153,000)
20Taylor, Bean & Whitaker 16 87%12%
  • 190%
  • (116,000 / $61,000)
  • 392%
  • (353,000 / $90,000)

Crooked Lake, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 2,230
  2. Loan Applications Denied: 296
  3. % of Loan Applications Denied: 13
  4. # of Loan Originations: 1,554
  5. % of Loan Applications Originated 69

Crooked Lake, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral17
Debt-to-income ratio12
Credit history9
Credit application incomplete4
Unverifiable information3

Crooked Lake, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000542 6314
$100,000 - $300,0001,427 7012
$300,000 - $500,000248 7212
$500,000 - $1,000,00013 8415

Crooked Lake, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,240 6316
$100,000 - $300,000871 7410
$300,000 - $500,00097 872
$500,000 - $1,000,00015 930
$1,000,000 - $1,500,0006 6616
$1,500,000 - $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Crooked Lake, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%6265 14
30 - 60%12971 8
60 - 100%30576 10
100 - 200%77872 9
200 - 300%48368 15
300 - 400%23462 18
> 400%23959 20

Crooked Lake, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Not Owner-Occupied As A Principal Dwelling1,157 7710
Owner-Occupied As A Principal Dwelling1,029 6116
Not Applicable4 1000

Home Owner Property Type Statistics in Crooked Lake, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)2,084 7012
Manufactured Housing80 6123
One To Four-Family66 6810
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