Top Crooked Creek, MN Mortgage Lenders

RankCrooked Creek Mortgage LenderCrooked Creek Home Loans ProcessedCrooked Creek Home Loans ApprovedCrooked Creek Home Loans DeniedCrooked Creek Mortgage Median Loan to Income Ratio (LTR) for Approved LoansCrooked Creek Mortgage Median LTR for Denied Loans
1Merchants Bank 295 78%6%
  • 161%
  • (121,000 Loan / $75,000 Income)
  • 247%
  • (171,000 Loan / $69,000 Income)
2Bank Of The West 86 75%10%
  • 186%
  • (41,000 / $22,000)
  • 38%
  • (18,000 / $47,000)
3Altra Federal Credit Union 81 80%3%
  • 187%
  • (75,000 / $40,000)
  • 138%
  • (69,000 / $50,000)
4Wells Fargo Bank 57 42%26%
  • 170%
  • (51,000 / $30,000)
  • 115%
  • (81,000 / $70,000)
5Eitzen State Bank 49 77%10%
  • 164%
  • (135,000 / $82,000)
  • 135%
  • (80,000 / $59,000)
6Jennings State Bank 36 75%5%
  • 162%
  • (44,000 / $27,000)
  • 595%
  • (131,000 / $22,000)
7Associated Bank 23 52%21%
  • 202%
  • (683,000 / $337,000)
  • 253%
  • (160,000 / $63,000)
8Central Bank 21 61%9%
  • 53%
  • (15,000 / $28,000)
  • 500%
  • (50,000 / $10,000)
9Home Federal Savings Bank 19 63%15%
  • 114%
  • (54,000 / $47,000)
  • 289%
  • (214,000 / $74,000)
10Mortgage Guaranty Insurance Co 17 76%0%
  • 257%
  • (144,000 / $56,000)
0
11Associated Bank Na 16 81%18%
  • 176%
  • (125,000 / $71,000)
  • 300%
  • (150,000 / $50,000)
12United Guaranty Corporation 15 80%13%
  • 312%
  • (97,000 / $31,000)
  • 297%
  • (140,000 / $47,000)
13Countrywide Bank Fsb 15 66%33%
  • 268%
  • (59,000 / $22,000)
  • 233%
  • (49,000 / $21,000)
14Embrace Home Loans, 14 0%28% 0
  • 145%
  • (45,000 / $31,000)
15Firefighters Credit Union 11 72%9%
  • 56%
  • (26,000 / $46,000)
  • 273%
  • (156,000 / $57,000)
16Marine Credit Union 10 60%30%
  • 147%
  • (53,000 / $36,000)
  • 355%
  • (135,000 / $38,000)
17Bank Of America 10 80%10%
  • 212%
  • (134,000 / $63,000)
  • 179%
  • (61,000 / $34,000)
18Countrywide Home Loans 9 100%0%
  • 244%
  • (66,000 / $27,000)
0
19Genworth Mortgage Insurance Co 8 75%12%
  • 276%
  • (144,000 / $52,000)
  • 413%
  • (91,000 / $22,000)
20Consumer Loan Services Llc 8 87%0% 0 0

Crooked Creek, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 990
  2. Loan Applications Denied: 134
  3. % of Loan Applications Denied: 13
  4. # of Loan Originations: 681
  5. % of Loan Applications Originated 68

Crooked Creek, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history14
Debt-to-income ratio10
Collateral10
Unverifiable information1
Insufficient cash (downpayment, closing costs)1

Crooked Creek, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000542 6715
$100,000 - $300,000405 6811
$300,000 - $500,00031 703
$500,000 - $1,000,0007 8514
$1,000,000 - $1,500,0003 1000
$1,500,000 - $2,000,0002 5050

Crooked Creek, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000837 6615
$100,000 - $300,000133 745
$300,000 - $500,0009 1000
$500,000 - $1,000,0009 7711
$1,000,000 - $1,500,0002 1000

Loan to Income Ratios Research for Mortgage in Crooked Creek, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%8978 11
30 - 60%7875 8
60 - 100%9470 12
100 - 200%27966 13
200 - 300%26767 14
300 - 400%10164 15
> 400%8260 15

Crooked Creek, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling934 6813
Not Owner-Occupied As A Principal Dwelling52 809
Not Applicable2 500

Home Owner Property Type Statistics in Crooked Creek, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)912 6813
One To Four-Family53 755
Manufactured Housing25 6032
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