Top Comfort, MN Mortgage Lenders

RankComfort Mortgage LenderComfort Home Loans ProcessedComfort Home Loans ApprovedComfort Home Loans DeniedComfort Mortgage Median Loan to Income Ratio (LTR) for Approved LoansComfort Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 219 49%25%
  • 206%
  • (68,000 Loan / $33,000 Income)
  • 196%
  • (114,000 Loan / $58,000 Income)
2Countrywide Bank Fsb 87 54%32%
  • 290%
  • (212,000 / $73,000)
  • 239%
  • (337,000 / $141,000)
3Jpmorgan Chase Bank 81 64%30%
  • 268%
  • (59,000 / $22,000)
  • 225%
  • (81,000 / $36,000)
4C.U. Mortgage Services, 80 56%22%
  • 225%
  • (169,000 / $75,000)
  • 272%
  • (128,000 / $47,000)
5Citimortgage 77 70%16%
  • 273%
  • (164,000 / $60,000)
  • 264%
  • (180,000 / $68,000)
6Beneficial Company Llc 52 3%82%
  • 346%
  • (97,000 / $28,000)
  • 234%
  • (148,000 / $63,000)
7Us Bank North Dakota 50 24%48%
  • 108%
  • (25,000 / $23,000)
  • 189%
  • (191,000 / $101,000)
8Us Bank 47 70%19%
  • 280%
  • (115,000 / $41,000)
  • 220%
  • (170,000 / $77,000)
9Countrywide Home Loans 47 72%17%
  • 200%
  • (86,000 / $43,000)
  • 251%
  • (78,000 / $31,000)
10Rural American Bank 42 88%11%
  • 157%
  • (55,000 / $35,000)
  • 337%
  • (145,000 / $43,000)
11Affinity Plus Federal Credit U 42 57%11%
  • 135%
  • (65,000 / $48,000)
  • 250%
  • (170,000 / $68,000)
12Peoples National Bank Of Mora 41 92%4%
  • 89%
  • (150,000 / $168,000)
  • 258%
  • (75,000 / $29,000)
13Bank Of America 40 62%22%
  • 247%
  • (57,000 / $23,000)
  • 373%
  • (224,000 / $60,000)
14Lake State Federal Credit Unio 33 24%36%
  • 181%
  • (143,000 / $79,000)
  • 316%
  • (187,000 / $59,000)
15Citibank 31 77%16%
  • 81%
  • (77,000 / $95,000)
  • 75%
  • (120,000 / $160,000)
16Genworth Mortgage Insurance Co 30 36%10%
  • 281%
  • (121,000 / $43,000)
  • 273%
  • (164,000 / $60,000)
17Agstar Financial Services 29 55%6%
  • 241%
  • (152,000 / $63,000)
  • 280%
  • (143,000 / $51,000)
18Mortgage Guaranty Insurance Co 27 59%25%
  • 273%
  • (164,000 / $60,000)
  • 239%
  • (338,000 / $141,000)
19Wells Fargo Funding 25 100%0%
  • 240%
  • (132,000 / $55,000)
0
20Minnco Credit Union 25 60%0%
  • 252%
  • (129,000 / $51,000)
0

Comfort, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 2,076
  2. Loan Applications Denied: 515
  3. % of Loan Applications Denied: 24
  4. # of Loan Originations: 1,105
  5. % of Loan Applications Originated 53

Comfort, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral16
Credit history14
Debt-to-income ratio10
Credit application incomplete4
Unverifiable information2

Comfort, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000671 5323
$100,000 - $300,0001,355 5225
$300,000 - $500,00050 3426

Comfort, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,820 5225
$100,000 - $300,000246 5222
$300,000 - $500,0007 4242
$500,000 - $1,000,0002 500
$1,000,000 - $1,500,0001 0100

Loan to Income Ratios Research for Mortgage in Comfort, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%6849 32
30 - 60%10555 23
60 - 100%17251 22
100 - 200%48756 21
200 - 300%57755 23
300 - 400%38253 22
> 400%28541 36

Comfort, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,912 5224
Not Owner-Occupied As A Principal Dwelling152 5923
Not Applicable3 0100

Home Owner Property Type Statistics in Comfort, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,810 5325
Manufactured Housing152 4432
One To Four-Family114 5810
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