Top Collegeville, MN Mortgage Lenders

RankCollegeville Mortgage LenderCollegeville Home Loans ProcessedCollegeville Home Loans ApprovedCollegeville Home Loans DeniedCollegeville Mortgage Median Loan to Income Ratio (LTR) for Approved LoansCollegeville Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 622 78%9%
  • 197%
  • (132,000 Loan / $67,000 Income)
  • 230%
  • (249,000 Loan / $108,000 Income)
2Liberty Savings Bank Fsb 449 93%2%
  • 238%
  • (186,000 / $78,000)
  • 259%
  • (239,000 / $92,000)
3Jpmorgan Chase Bank 236 87%11%
  • 252%
  • (172,000 / $68,000)
  • 288%
  • (294,000 / $102,000)
4Central Mn Cu 231 65%10%
  • 193%
  • (215,000 / $111,000)
  • 325%
  • (166,000 / $51,000)
5Us Bank 200 86%8%
  • 205%
  • (276,000 / $134,000)
  • 275%
  • (171,000 / $62,000)
6Bremer Bank Na (St Cloud) 182 90%2%
  • 200%
  • (144,000 / $72,000)
  • 42%
  • (55,000 / $130,000)
7First Natl Bank Of Cold Spring 137 81%7%
  • 198%
  • (165,000 / $83,000)
  • 300%
  • (186,000 / $62,000)
8Central Minnesota Cu 120 63%9%
  • 195%
  • (47,000 / $24,000)
  • 285%
  • (320,000 / $112,000)
9Bank Of America 117 82%10%
  • 202%
  • (142,000 / $70,000)
  • 383%
  • (119,000 / $31,000)
10Phh Mortgage Corporation 114 92%0%
  • 215%
  • (86,000 / $40,000)
  • 372%
  • (82,000 / $22,000)
11Stearns Bank Na 106 84%3%
  • 215%
  • (220,000 / $102,000)
  • 307%
  • (166,000 / $54,000)
12Avon State Bank 104 77%19%
  • 170%
  • (119,000 / $70,000)
  • 203%
  • (108,000 / $53,000)
13Citimortgage 86 82%4%
  • 276%
  • (210,000 / $76,000)
  • 412%
  • (194,000 / $47,000)
14Bankvista 79 89%7%
  • 208%
  • (233,000 / $112,000)
  • 400%
  • (80,000 / $20,000)
15Wells Fargo Funding 78 96%3%
  • 201%
  • (171,000 / $85,000)
  • 170%
  • (111,000 / $65,000)
16Affinity Plus Federal Credit U 71 73%2%
  • 157%
  • (123,000 / $78,000)
  • 2135%
  • (299,000 / $14,000)
17Suntrust Mortgage 59 84%8%
  • 212%
  • (227,000 / $107,000)
  • 301%
  • (268,000 / $89,000)
18Mortgage Guaranty Insurance Co 58 91%3%
  • 254%
  • (224,000 / $88,000)
  • 158%
  • (163,000 / $103,000)
19Us Bk Na Nd 45 48%33%
  • 151%
  • (192,000 / $127,000)
  • 149%
  • (94,000 / $63,000)
20Radian Guaranty 40 87%2%
  • 245%
  • (294,000 / $120,000)
  • 36%
  • (194,000 / $528,000)

Collegeville, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 4,414
  2. Loan Applications Denied: 459
  3. % of Loan Applications Denied: 10
  4. # of Loan Originations: 3,381
  5. % of Loan Applications Originated 76

Collegeville, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral13
Debt-to-income ratio11
Credit history8
Credit application incomplete2
Unverifiable information1

Collegeville, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000966 7611
$100,000 - $300,0003,101 769
$300,000 - $500,000320 7115
$500,000 - $1,000,00027 667

Collegeville, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0003,282 7411
$100,000 - $300,0001,046 797
$300,000 - $500,00056 815
$500,000 - $1,000,00027 843
$1,000,000 - $1,500,0001 1000
> $2,000,0002 5050

Loan to Income Ratios Research for Mortgage in Collegeville, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%13873 14
30 - 60%17279 11
60 - 100%34781 6
100 - 200%1,23179 7
200 - 300%1,32279 6
300 - 400%73573 11
> 400%46958 27

Collegeville, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling4,147 7610
Not Owner-Occupied As A Principal Dwelling260 807
Not Applicable2 1000

Home Owner Property Type Statistics in Collegeville, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)4,220 7610
One To Four-Family172 852
Manufactured Housing22 4036
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