Top Clitherall, MN Mortgage Lenders

RankClitherall Mortgage LenderClitherall Home Loans ProcessedClitherall Home Loans ApprovedClitherall Home Loans DeniedClitherall Mortgage Median Loan to Income Ratio (LTR) for Approved LoansClitherall Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 555 69%14%
  • 178%
  • (417,000 Loan / $233,000 Income)
  • 172%
  • (280,000 Loan / $162,000 Income)
2Jpmorgan Chase Bank 184 82%14%
  • 244%
  • (61,000 / $25,000)
  • 250%
  • (150,000 / $60,000)
3Us Bank 143 72%15%
  • 225%
  • (61,000 / $27,000)
  • 241%
  • (157,000 / $65,000)
4Affinity Plus Federal Credit U 128 72%4%
  • 142%
  • (70,000 / $49,000)
  • 258%
  • (106,000 / $41,000)
5Merchants Bank 120 92%5%
  • 224%
  • (155,000 / $69,000)
  • 222%
  • (160,000 / $72,000)
6Citimortgage 116 83%6%
  • 236%
  • (154,000 / $65,000)
  • 263%
  • (87,000 / $33,000)
7Gate City Bank 99 77%10%
  • 171%
  • (192,000 / $112,000)
  • 291%
  • (67,000 / $23,000)
8State Bank & Trust 97 74%12%
  • 121%
  • (165,000 / $136,000)
  • 200%
  • (20,000 / $10,000)
9Countrywide Bank Fsb 87 72%18%
  • 222%
  • (100,000 / $45,000)
  • 291%
  • (105,000 / $36,000)
10American Federal Bank 87 78%17%
  • 159%
  • (204,000 / $128,000)
  • 312%
  • (128,000 / $41,000)
11Midwest Bank 80 83%12%
  • 144%
  • (250,000 / $173,000)
  • 251%
  • (103,000 / $41,000)
12Genworth Mortgage Insurance Co 77 37%5%
  • 233%
  • (124,000 / $53,000)
  • 274%
  • (140,000 / $51,000)
13Bank Of America 74 63%18%
  • 227%
  • (155,000 / $68,000)
  • 294%
  • (112,000 / $38,000)
14Embrace Home Loans, 59 11%42%
  • 262%
  • (84,000 / $32,000)
  • 250%
  • (125,000 / $50,000)
15Mortgage Guaranty Insurance Co 49 73%6%
  • 244%
  • (369,000 / $151,000)
  • 180%
  • (94,000 / $52,000)
16Countrywide Home Loans 49 81%10%
  • 282%
  • (144,000 / $51,000)
  • 323%
  • (139,000 / $43,000)
17Us Bank North Dakota 48 37%37%
  • 163%
  • (80,000 / $49,000)
  • 226%
  • (240,000 / $106,000)
18Citibank 44 65%20%
  • 162%
  • (153,000 / $94,000)
  • 80%
  • (40,000 / $50,000)
19Wells Fargo Funding 42 100%0%
  • 120%
  • (125,000 / $104,000)
0
20Beneficial Company Llc 36 5%83%
  • 194%
  • (105,000 / $54,000)
  • 190%
  • (139,000 / $73,000)

Clitherall, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 3,312
  2. Loan Applications Denied: 566
  3. % of Loan Applications Denied: 17
  4. # of Loan Originations: 2,200
  5. % of Loan Applications Originated 66

Clitherall, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral13
Debt-to-income ratio9
Credit history8
Credit application incomplete3
Unverifiable information1

Clitherall, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,108 6320
$100,000 - $300,0001,951 6615
$300,000 - $500,000237 7114
$500,000 - $1,000,00016 5025

Clitherall, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,468 6319
$100,000 - $300,000749 7410
$300,000 - $500,00064 834
$500,000 - $1,000,00026 680
$1,000,000 - $1,500,0002 1000
> $2,000,0003 990

Loan to Income Ratios Research for Mortgage in Clitherall, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%11172 11
30 - 60%19874 13
60 - 100%31267 14
100 - 200%96970 14
200 - 300%90364 17
300 - 400%44863 17
> 400%37152 28

Clitherall, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling2,528 6319
Not Owner-Occupied As A Principal Dwelling743 7610
Not Applicable3 660

Home Owner Property Type Statistics in Clitherall, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)3,013 6617
One To Four-Family191 614
Manufactured Housing108 6025
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