Top Clearwater, NE Mortgage Lenders

RankClearwater Mortgage LenderClearwater Home Loans ProcessedClearwater Home Loans ApprovedClearwater Home Loans DeniedClearwater Mortgage Median Loan to Income Ratio (LTR) for Approved LoansClearwater Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 51 66%9%
  • 126%
  • (76,000 Loan / $60,000 Income)
  • 88%
  • (48,000 Loan / $54,000 Income)
2First Nebraska Bank 28 89%0%
  • 160%
  • (206,000 / $128,000)
0
3Pinnacle Bank 16 62%37%
  • 75%
  • (22,000 / $29,000)
  • 111%
  • (30,000 / $27,000)
4First Dakota National Bank 16 56%18%
  • 119%
  • (79,000 / $66,000)
  • 263%
  • (100,000 / $38,000)
5Republic Mortgage Insurance Co 14 92%0%
  • 101%
  • (64,000 / $63,000)
0
6Beneficial Company Llc 11 9%54%
  • 34%
  • (25,000 / $72,000)
  • 142%
  • (50,000 / $35,000)
7Bank Of The West 11 45%27%
  • 28%
  • (19,000 / $66,000)
  • 106%
  • (16,000 / $15,000)
8Mortgage Guaranty Insurance Co 9 88%11%
  • 239%
  • (194,000 / $81,000)
  • 109%
  • (70,000 / $64,000)
9Citifinancial, 9 33%22%
  • 121%
  • (34,000 / $28,000)
  • 117%
  • (41,000 / $35,000)
10Union Bank & Trust Company 8 50%25%
  • 22%
  • (288,000 / $1,257,000)
  • 94%
  • (70,000 / $74,000)
11Farm Credit Services Of Americ 8 100%0%
  • 83%
  • (49,000 / $59,000)
0
12Genworth Mortgage Insurance Co 7 85%0%
  • 181%
  • (69,000 / $38,000)
0
13Central National Bank 7 100%0% 0 0
14West Gate Bank 6 100%0%
  • 150%
  • (170,000 / $113,000)
0
15Wells Fargo Fin'l Nebraska,Inc 6 50%16%
  • 66%
  • (69,000 / $103,000)
  • 90%
  • (36,000 / $40,000)
16Tierone Bank 6 66%16%
  • 290%
  • (64,000 / $22,000)
  • 23%
  • (26,000 / $109,000)
17Citimortgage 6 83%0%
  • 78%
  • (56,000 / $71,000)
0
18Usaa Federal Savings Bank 5 40%40%
  • 243%
  • (600,000 / $246,000)
  • 416%
  • (200,000 / $48,000)
19Us Bank North Dakota 5 0%100% 0
  • 178%
  • (50,000 / $28,000)
20Suntrust Mortgage 5 100%0%
  • 106%
  • (200,000 / $188,000)
0

Clearwater, NE Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 298
  2. Loan Applications Denied: 54
  3. % of Loan Applications Denied: 18
  4. # of Loan Originations: 199
  5. % of Loan Applications Originated 66

Clearwater, NE Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral7
Credit history5
Unverifiable information2
Credit application incomplete2
Debt-to-income ratio1

Clearwater, NE Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000214 6121
$100,000 - $300,00081 787
$300,000 - $500,0002 5050
$500,000 - $1,000,0001 1000

Clearwater, NE Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000247 6319
$100,000 - $300,00045 7415
$300,000 - $500,0002 1000
$500,000 - $1,000,0002 1000
$1,000,000 - $1,500,0001 1000
$1,500,000 - $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Clearwater, NE

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%2556 24
30 - 60%3256 28
60 - 100%7272 11
100 - 200%10665 18
200 - 300%4572 15
300 - 400%1369 15
> 400%540 40

Clearwater, NE Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling292 6618
Not Owner-Occupied As A Principal Dwelling6 8316

Home Owner Property Type Statistics in Clearwater, NE for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)256 6319
One To Four-Family38 922
Manufactured Housing4 2550
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