Top Clearbrook, MN Mortgage Lenders

RankClearbrook Mortgage LenderClearbrook Home Loans ProcessedClearbrook Home Loans ApprovedClearbrook Home Loans DeniedClearbrook Mortgage Median Loan to Income Ratio (LTR) for Approved LoansClearbrook Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 1,494 64%17%
  • 200%
  • (132,000 Loan / $66,000 Income)
  • 181%
  • (156,000 Loan / $86,000 Income)
2Us Bank 289 85%6%
  • 234%
  • (108,000 / $46,000)
  • 184%
  • (127,000 / $69,000)
3Affinity Plus Federal Credit U 268 58%6%
  • 138%
  • (98,000 / $71,000)
  • 206%
  • (91,000 / $44,000)
4North Shore Bank Of Commerce 163 85%6%
  • 243%
  • (78,000 / $32,000)
  • 354%
  • (124,000 / $35,000)
5Citimortgage 163 79%9%
  • 211%
  • (89,000 / $42,000)
  • 238%
  • (150,000 / $63,000)
6Jpmorgan Chase Bank 159 81%17%
  • 236%
  • (116,000 / $49,000)
  • 245%
  • (59,000 / $24,000)
7Bank Of America 157 75%17%
  • 233%
  • (91,000 / $39,000)
  • 232%
  • (107,000 / $46,000)
8Countrywide Bank Fsb 154 77%12%
  • 211%
  • (152,000 / $72,000)
  • 273%
  • (178,000 / $65,000)
9Mortgage Guaranty Insurance Co 138 80%9%
  • 256%
  • (169,000 / $66,000)
  • 272%
  • (136,000 / $50,000)
10Home Federal Savings Bank 117 61%18%
  • 188%
  • (85,000 / $45,000)
  • 229%
  • (85,000 / $37,000)
11Us Bk Na Nd 110 32%57%
  • 138%
  • (179,000 / $129,000)
  • 155%
  • (193,000 / $124,000)
12Us Bank North Dakota 106 29%46%
  • 129%
  • (22,000 / $17,000)
  • 162%
  • (39,000 / $24,000)
13Countrywide Home Loans 96 79%13%
  • 221%
  • (182,000 / $82,000)
  • 313%
  • (72,000 / $23,000)
14United Guaranty Corporation 94 85%6%
  • 256%
  • (185,000 / $72,000)
  • 272%
  • (60,000 / $22,000)
15Wells Fargo Funding 91 97%2%
  • 254%
  • (56,000 / $22,000)
  • 380%
  • (80,000 / $21,000)
16Citibank 87 77%13%
  • 140%
  • (76,000 / $54,000)
  • 69%
  • (46,000 / $66,000)
17Beneficial Company Llc 79 7%86%
  • 183%
  • (121,000 / $66,000)
  • 250%
  • (105,000 / $42,000)
18Think Mutual Bank 76 71%13%
  • 129%
  • (35,000 / $27,000)
  • 170%
  • (135,000 / $79,000)
19Genworth Mortgage Insurance Co 75 70%4%
  • 233%
  • (124,000 / $53,000)
  • 148%
  • (86,000 / $58,000)
20Wells Fargo Fin'l Minnesota 73 23%39%
  • 210%
  • (137,000 / $65,000)
  • 222%
  • (80,000 / $36,000)

Clearbrook, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 6,766
  2. Loan Applications Denied: 1,197
  3. % of Loan Applications Denied: 17
  4. # of Loan Originations: 4,365
  5. % of Loan Applications Originated 64

Clearbrook, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history12
Collateral10
Debt-to-income ratio7
Credit application incomplete3
Unverifiable information1

Clearbrook, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,973 6218
$100,000 - $300,0003,645 6516
$300,000 - $500,000144 5816
$500,000 - $1,000,0004 5050

Clearbrook, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0005,832 6418
$100,000 - $300,000876 6514
$300,000 - $500,00044 6525
$500,000 - $1,000,00014 920

Loan to Income Ratios Research for Mortgage in Clearbrook, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%33158 25
30 - 60%36058 18
60 - 100%56160 18
100 - 200%1,93966 16
200 - 300%1,96466 15
300 - 400%1,11465 17
> 400%49755 24

Clearbrook, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling6,320 6417
Not Owner-Occupied As A Principal Dwelling418 6415
Not Applicable5 6020

Home Owner Property Type Statistics in Clearbrook, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)6,201 6318
One To Four-Family492 816
Manufactured Housing73 5230
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