Top Clear Creek, MN Mortgage Lenders

RankClear Creek Mortgage LenderClear Creek Home Loans ProcessedClear Creek Home Loans ApprovedClear Creek Home Loans DeniedClear Creek Mortgage Median Loan to Income Ratio (LTR) for Approved LoansClear Creek Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 411 56%21%
  • 181%
  • (67,000 Loan / $37,000 Income)
  • 131%
  • (96,000 Loan / $73,000 Income)
2Members Cooperative Credit Uni 154 82%8%
  • 85%
  • (35,000 / $41,000)
  • 179%
  • (124,000 / $69,000)
3North Shore Bank Of Commerce 119 83%10%
  • 225%
  • (81,000 / $36,000)
  • 245%
  • (118,000 / $48,000)
4Countrywide Bank Fsb 89 70%19%
  • 253%
  • (304,000 / $120,000)
  • 293%
  • (258,000 / $88,000)
5Us Bank 76 72%15%
  • 244%
  • (203,000 / $83,000)
  • 259%
  • (174,000 / $67,000)
6Phh Mortgage Corporation 70 81%4%
  • 270%
  • (108,000 / $40,000)
  • 270%
  • (130,000 / $48,000)
7Flagstar Bank 57 64%15%
  • 257%
  • (178,000 / $69,000)
  • 281%
  • (104,000 / $37,000)
8Affinity Plus Federal Credit U 53 54%1%
  • 145%
  • (118,000 / $81,000)
  • 233%
  • (56,000 / $24,000)
9Mortgage Guaranty Insurance Co 51 64%13%
  • 257%
  • (144,000 / $56,000)
  • 217%
  • (361,000 / $166,000)
10Woodlands National Bank 49 40%34%
  • 194%
  • (397,000 / $204,000)
  • 351%
  • (130,000 / $37,000)
11Consumer Loan Services Llc 49 61%28%
  • 214%
  • (182,000 / $85,000)
  • 313%
  • (72,000 / $23,000)
12Countrywide Home Loans 42 85%4%
  • 265%
  • (77,000 / $29,000)
  • 284%
  • (91,000 / $32,000)
13Citimortgage 42 83%9%
  • 271%
  • (103,000 / $38,000)
  • 362%
  • (105,000 / $29,000)
14Jpmorgan Chase Bank 41 78%17%
  • 267%
  • (107,000 / $40,000)
  • 201%
  • (123,000 / $61,000)
15Us Bank North Dakota 40 45%32%
  • 95%
  • (68,000 / $71,000)
  • 227%
  • (134,000 / $59,000)
16Cornerstone State Bank 37 86%10%
  • 192%
  • (127,000 / $66,000)
  • 220%
  • (110,000 / $50,000)
17Bank Of America 37 64%24%
  • 284%
  • (125,000 / $44,000)
  • 192%
  • (177,000 / $92,000)
18Beneficial Company Llc 33 9%69%
  • 68%
  • (75,000 / $109,000)
  • 241%
  • (150,000 / $62,000)
19Northwoods Credit Union 32 93%6%
  • 159%
  • (140,000 / $88,000)
  • 714%
  • (100,000 / $14,000)
20Northview Bank 30 60%20%
  • 161%
  • (126,000 / $78,000)
  • 208%
  • (190,000 / $91,000)

Clear Creek, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 2,316
  2. Loan Applications Denied: 437
  3. % of Loan Applications Denied: 18
  4. # of Loan Originations: 1,470
  5. % of Loan Applications Originated 63

Clear Creek, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral14
Credit history11
Debt-to-income ratio9
Credit application incomplete2
Unverifiable information1

Clear Creek, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000797 6318
$100,000 - $300,0001,461 6218
$300,000 - $500,00056 6019
$500,000 - $1,000,0002 00

Clear Creek, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,957 6119
$100,000 - $300,000352 6614
$300,000 - $500,0007 7128

Loan to Income Ratios Research for Mortgage in Clear Creek, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%11068 15
30 - 60%13568 16
60 - 100%15259 21
100 - 200%60067 16
200 - 300%68963 18
300 - 400%40167 14
> 400%22940 34

Clear Creek, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling2,211 6318
Not Owner-Occupied As A Principal Dwelling92 6618
Not Applicable3 3333

Home Owner Property Type Statistics in Clear Creek, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)2,053 6219
One To Four-Family165 736
Manufactured Housing98 5826
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