Top Circle Pines, MN Mortgage Lenders

RankCircle Pines Mortgage LenderCircle Pines Home Loans ProcessedCircle Pines Home Loans ApprovedCircle Pines Home Loans DeniedCircle Pines Mortgage Median Loan to Income Ratio (LTR) for Approved LoansCircle Pines Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 342 68%14%
  • 200%
  • (154,000 Loan / $77,000 Income)
  • 192%
  • (194,000 Loan / $101,000 Income)
2Jpmorgan Chase Bank 91 81%15%
  • 259%
  • (148,000 / $57,000)
  • 227%
  • (116,000 / $51,000)
3Us Bank 85 80%5%
  • 233%
  • (203,000 / $87,000)
  • 290%
  • (116,000 / $40,000)
4Citimortgage 77 87%2%
  • 319%
  • (147,000 / $46,000)
  • 523%
  • (178,000 / $34,000)
5Affinity Plus Federal Credit U 68 75%0%
  • 131%
  • (125,000 / $95,000)
0
6Bank Of America 63 85%11%
  • 230%
  • (150,000 / $65,000)
  • 298%
  • (155,000 / $52,000)
7Citibank 60 70%6%
  • 158%
  • (155,000 / $98,000)
  • 273%
  • (115,000 / $42,000)
8C.U. Mortgage Services, 60 65%10%
  • 231%
  • (283,000 / $122,000)
  • 278%
  • (159,000 / $57,000)
9Countrywide Bank Fsb 43 76%16%
  • 231%
  • (74,000 / $32,000)
  • 324%
  • (240,000 / $74,000)
10Tcf National Bank 42 30%47%
  • 172%
  • (133,000 / $77,000)
  • 238%
  • (181,000 / $76,000)
11Wells Fargo Funding 38 100%0%
  • 289%
  • (200,000 / $69,000)
0
12Phh Home Loans 38 86%0%
  • 206%
  • (178,000 / $86,000)
0
13Us Bk Na Nd 24 54%33%
  • 139%
  • (60,000 / $43,000)
  • 140%
  • (108,000 / $77,000)
14Bell America Mortgage Llc Dba 24 75%4%
  • 309%
  • (195,000 / $63,000)
  • 482%
  • (193,000 / $40,000)
15State Bank & Trust 23 82%8%
  • 255%
  • (248,000 / $97,000)
  • 338%
  • (142,000 / $42,000)
16Radian Guaranty 23 82%4%
  • 246%
  • (224,000 / $91,000)
  • 242%
  • (63,000 / $26,000)
17United Guaranty Corporation 22 68%4%
  • 247%
  • (99,000 / $40,000)
  • 190%
  • (135,000 / $71,000)
18Quicken Loans 22 63%22%
  • 250%
  • (178,000 / $71,000)
  • 190%
  • (173,000 / $91,000)
19Countrywide Home Loans 22 86%9%
  • 296%
  • (190,000 / $64,000)
  • 318%
  • (204,000 / $64,000)
20Us Bank North Dakota 21 38%47%
  • 195%
  • (45,000 / $23,000)
  • 153%
  • (40,000 / $26,000)

Circle Pines, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,995
  2. Loan Applications Denied: 285
  3. % of Loan Applications Denied: 14
  4. # of Loan Originations: 1,379
  5. % of Loan Applications Originated 69

Circle Pines, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral14
Credit history9
Debt-to-income ratio5
Credit application incomplete4
Unverifiable information1

Circle Pines, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000467 7015
$100,000 - $300,0001,485 6713
$300,000 - $500,00039 7415
$500,000 - $1,000,0004 7525

Circle Pines, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,574 6815
$100,000 - $300,000396 6911
$300,000 - $500,00012 1000
$500,000 - $1,000,00010 010
> $2,000,0003 1000

Loan to Income Ratios Research for Mortgage in Circle Pines, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%8660 20
30 - 60%10668 11
60 - 100%14863 20
100 - 200%53570 12
200 - 300%57770 13
300 - 400%35571 11
> 400%18856 22

Circle Pines, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,872 6914
Not Owner-Occupied As A Principal Dwelling120 7012

Home Owner Property Type Statistics in Circle Pines, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,868 6814
One To Four-Family116 851
Manufactured Housing11 081
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