Top Chupadero, NM Mortgage Lenders

RankChupadero Mortgage LenderChupadero Home Loans ProcessedChupadero Home Loans ApprovedChupadero Home Loans DeniedChupadero Mortgage Median Loan to Income Ratio (LTR) for Approved LoansChupadero Mortgage Median LTR for Denied Loans
1Los Alamos National Bank 269 79%7%
  • 178%
  • (417,000 Loan / $233,000 Income)
  • 240%
  • (60,000 Loan / $25,000 Income)
2Wells Fargo Bank 180 62%12%
  • 205%
  • (414,000 / $201,000)
  • 277%
  • (300,000 / $108,000)
3Bank Of America 99 70%13%
  • 254%
  • (471,000 / $185,000)
  • 294%
  • (500,000 / $170,000)
4Countrywide Bank Fsb 95 72%10%
  • 226%
  • (152,000 / $67,000)
  • 232%
  • (427,000 / $184,000)
5New Mexico Bank & Trust 85 77%2%
  • 265%
  • (570,000 / $215,000)
  • 806%
  • (250,000 / $31,000)
6Jpmorgan Chase Bank 76 80%15%
  • 243%
  • (285,000 / $117,000)
  • 293%
  • (220,000 / $75,000)
7Countrywide Home Loans 57 80%7%
  • 289%
  • (400,000 / $138,000)
  • 320%
  • (960,000 / $300,000)
8Century Bank 56 57%16%
  • 264%
  • (400,000 / $151,000)
  • 470%
  • (800,000 / $170,000)
9First National Bank Santa Fe 47 70%10%
  • 166%
  • (354,000 / $213,000)
  • 328%
  • (125,000 / $38,000)
10Citimortgage 34 79%8%
  • 214%
  • (700,000 / $326,000)
  • 154%
  • (595,000 / $384,000)
11Citibank 31 87%6%
  • 66%
  • (463,000 / $700,000)
  • 137%
  • (124,000 / $90,000)
1221st Mortgage 31 19%54%
  • 168%
  • (86,000 / $51,000)
  • 172%
  • (76,000 / $44,000)
13Suntrust Mortgage 29 72%10%
  • 246%
  • (417,000 / $169,000)
  • 463%
  • (417,000 / $90,000)
14Metlife Bank 24 66%33%
  • 224%
  • (417,000 / $186,000)
  • 315%
  • (417,000 / $132,000)
15Ing Bank, Fsb 24 33%58%
  • 312%
  • (1,008,000 / $323,000)
  • 439%
  • (615,000 / $140,000)
16Flagstar Bank 23 78%13%
  • 215%
  • (444,000 / $206,000)
  • 479%
  • (417,000 / $87,000)
17Beneficial Company Llc 23 8%52%
  • 20%
  • (14,000 / $70,000)
  • 400%
  • (268,000 / $67,000)
18Everbank 22 54%36%
  • 298%
  • (837,000 / $280,000)
  • 327%
  • (118,000 / $36,000)
19Charter Bank 21 85%0%
  • 265%
  • (716,000 / $270,000)
0
20Quicken Loans 18 66%16%
  • 248%
  • (351,000 / $141,000)
  • 354%
  • (383,000 / $108,000)

Chupadero, NM Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,849
  2. Loan Applications Denied: 302
  3. % of Loan Applications Denied: 16
  4. # of Loan Originations: 1,189
  5. % of Loan Applications Originated 64

Chupadero, NM Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Debt-to-income ratio21
Collateral16
Credit history16
Credit application incomplete9
Unverifiable information5

Chupadero, NM Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000229 5127
$100,000 - $300,000519 6216
$300,000 - $500,000673 7110
$500,000 - $1,000,000349 6019
$1,000,000 - $1,500,00067 5817
$1,500,000 - $2,000,0005 400
> $2,000,0007 7114

Chupadero, NM Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000615 5226
$100,000 - $300,000891 6812
$300,000 - $500,000203 7010
$500,000 - $1,000,00096 748
$1,000,000 - $1,500,00021 6114
$1,500,000 - $2,000,00011 630
> $2,000,00012 580

Loan to Income Ratios Research for Mortgage in Chupadero, NM

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%8161 18
30 - 60%12067 19
60 - 100%15172 10
100 - 200%40666 11
200 - 300%41970 10
300 - 400%31356 22
> 400%35954 24

Chupadero, NM Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,526 6217
Not Owner-Occupied As A Principal Dwelling317 739
Not Applicable3 1000

Home Owner Property Type Statistics in Chupadero, NM for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,738 6614
Manufactured Housing97 3844
One To Four-Family14 2121
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