Top Champlin, MN Mortgage Lenders

RankChamplin Mortgage LenderChamplin Home Loans ProcessedChamplin Home Loans ApprovedChamplin Home Loans DeniedChamplin Mortgage Median Loan to Income Ratio (LTR) for Approved LoansChamplin Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 2,856 69%14%
  • 202%
  • (182,000 Loan / $90,000 Income)
  • 211%
  • (226,000 Loan / $107,000 Income)
2Jpmorgan Chase Bank 636 89%7%
  • 208%
  • (150,000 / $72,000)
  • 235%
  • (205,000 / $87,000)
3Us Bank 504 79%9%
  • 236%
  • (130,000 / $55,000)
  • 274%
  • (285,000 / $104,000)
4Tcf National Bank 498 28%34%
  • 203%
  • (134,000 / $66,000)
  • 263%
  • (158,000 / $60,000)
5Citimortgage 460 79%8%
  • 233%
  • (133,000 / $57,000)
  • 251%
  • (103,000 / $41,000)
6Bank Of America 420 78%12%
  • 227%
  • (175,000 / $77,000)
  • 260%
  • (107,000 / $41,000)
7Countrywide Bank Fsb 300 79%11%
  • 250%
  • (180,000 / $72,000)
  • 307%
  • (157,000 / $51,000)
8Wells Fargo Funding 291 99%0%
  • 241%
  • (340,000 / $141,000)
  • 409%
  • (180,000 / $44,000)
9Citibank 252 76%11%
  • 138%
  • (69,000 / $50,000)
  • 108%
  • (40,000 / $37,000)
10The Business Bank 237 93%4%
  • 230%
  • (180,000 / $78,000)
  • 304%
  • (204,000 / $67,000)
11Bell America Mortgage Llc Dba 179 74%1%
  • 267%
  • (131,000 / $49,000)
  • 393%
  • (169,000 / $43,000)
12State Bank & Trust 147 82%2%
  • 238%
  • (356,000 / $149,000)
  • 368%
  • (140,000 / $38,000)
13C.U. Mortgage Services, 139 59%9%
  • 201%
  • (145,000 / $72,000)
  • 271%
  • (174,000 / $64,000)
14Countrywide Home Loans 133 81%10%
  • 245%
  • (238,000 / $97,000)
  • 304%
  • (204,000 / $67,000)
15Ctx Mortgage Company, Llc 131 75%3%
  • 298%
  • (194,000 / $65,000)
  • 276%
  • (196,000 / $71,000)
16Provident Funding Associates 130 69%17%
  • 235%
  • (271,000 / $115,000)
  • 252%
  • (285,000 / $113,000)
17United Guaranty Corporation 129 85%0%
  • 268%
  • (145,000 / $54,000)
  • 361%
  • (369,000 / $102,000)
18Us Bank North Dakota 127 35%43%
  • 162%
  • (70,000 / $43,000)
  • 103%
  • (88,000 / $85,000)
19Phh Home Loans 123 90%4%
  • 298%
  • (155,000 / $52,000)
  • 432%
  • (160,000 / $37,000)
20Affinity Plus Federal Credit U 122 68%4%
  • 126%
  • (87,000 / $69,000)
  • 283%
  • (340,000 / $120,000)

Champlin, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 13,157
  2. Loan Applications Denied: 1,952
  3. % of Loan Applications Denied: 14
  4. # of Loan Originations: 8,946
  5. % of Loan Applications Originated 67

Champlin, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral14
Debt-to-income ratio10
Credit history9
Unverifiable information2
Credit application incomplete2

Champlin, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,376 6019
$100,000 - $300,0009,656 6913
$300,000 - $500,0001,071 6516
$500,000 - $1,000,00050 4044
$1,000,000 - $1,500,0002 500
$1,500,000 - $2,000,0002 0100

Champlin, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0009,325 6615
$100,000 - $300,0003,717 7012
$300,000 - $500,00077 699
$500,000 - $1,000,00030 3923
$1,000,000 - $1,500,0006 4916
> $2,000,0002 5050

Loan to Income Ratios Research for Mortgage in Champlin, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%45454 26
30 - 60%58061 17
60 - 100%88366 13
100 - 200%3,36771 11
200 - 300%4,00370 12
300 - 400%2,47268 15
> 400%1,39855 25

Champlin, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling12,793 6814
Not Owner-Occupied As A Principal Dwelling341 6717
Not Applicable11 5445

Home Owner Property Type Statistics in Champlin, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)12,467 6715
One To Four-Family655 773
Manufactured Housing35 2268
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