Top Chamita, NM Mortgage Lenders

RankChamita Mortgage LenderChamita Home Loans ProcessedChamita Home Loans ApprovedChamita Home Loans DeniedChamita Mortgage Median Loan to Income Ratio (LTR) for Approved LoansChamita Mortgage Median LTR for Denied Loans
1Los Alamos National Bank 23 39%43%
  • 98%
  • (108,000 Loan / $110,000 Income)
  • 222%
  • (218,000 Loan / $98,000 Income)
2Vanderbilt Mortgage 14 14%42%
  • 252%
  • (53,000 / $21,000)
  • 337%
  • (81,000 / $24,000)
3Wells Fargo Bank 10 40%30%
  • 256%
  • (141,000 / $55,000)
  • 71%
  • (30,000 / $42,000)
4Bank Of America 7 14%57%
  • 205%
  • (144,000 / $70,000)
  • 267%
  • (107,000 / $40,000)
5Del Norte Credit Union 5 40%20%
  • 120%
  • (77,000 / $64,000)
  • 253%
  • (119,000 / $47,000)
6State Employees Credit Union 3 33%66%
  • 118%
  • (45,000 / $38,000)
  • 312%
  • (100,000 / $32,000)
7Flagstar Bank 3 33%66%
  • 125%
  • (95,000 / $76,000)
  • 131%
  • (116,000 / $88,000)
8Us Bank 2 0%100% 0
  • 211%
  • (169,000 / $80,000)
9Southwest Stage Funding Llc 2 100%0%
  • 341%
  • (116,000 / $34,000)
0
10San Antonio Credit Union 2 0%100% 0
  • 204%
  • (98,000 / $48,000)
11Bokf Na 2 50%50%
  • 261%
  • (186,000 / $71,000)
  • 252%
  • (179,000 / $71,000)
12Viewpoint Bank 1 100%0% 0 0
13Superior Mortgage Services Llc 1 0%100% 0
  • 218%
  • (120,000 / $55,000)
14Suntrust Mortgage 1 100%0%
  • 173%
  • (113,000 / $65,000)
0
15Stearns Lending 1 0%0% 0 0
16Service Finance Company, Llc 1 0%100% 0
  • 38%
  • (7,000 / $18,000)
17Residential Finance Corp 1 0%100% 0
  • 321%
  • (148,000 / $46,000)
18Quicken Loans 1 100%0%
  • 217%
  • (98,000 / $45,000)
0
19Prime Lending 1 0%100% 0
  • 305%
  • (113,000 / $37,000)
20Onewest Bank, Fsb 1 100%0%
  • 310%
  • (202,000 / $65,000)
0

Chamita, NM Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 90
  2. Loan Applications Denied: 41
  3. % of Loan Applications Denied: 45
  4. # of Loan Originations: 28
  5. % of Loan Applications Originated 31

Chamita, NM Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history29
Collateral24
Debt-to-income ratio14
Insufficient cash (downpayment, closing costs)7
Unverifiable information4

Chamita, NM Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00041 3143
$100,000 - $300,00047 2948
$300,000 - $500,0002 500

Chamita, NM Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00074 2450
$100,000 - $300,00016 6225

Loan to Income Ratios Research for Mortgage in Chamita, NM

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%366 33
30 - 60%250 50
60 - 100%1050 30
100 - 200%3125 45
200 - 300%2231 45
300 - 400%1233 58
> 400%1010 50

Chamita, NM Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling86 3244
Not Owner-Occupied As A Principal Dwelling4 075

Home Owner Property Type Statistics in Chamita, NM for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)49 3046
Manufactured Housing41 3143
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