Top Cashel, MN Mortgage Lenders

RankCashel Mortgage LenderCashel Home Loans ProcessedCashel Home Loans ApprovedCashel Home Loans DeniedCashel Mortgage Median Loan to Income Ratio (LTR) for Approved LoansCashel Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 85 61%23%
  • 171%
  • (168,000 Loan / $98,000 Income)
  • 175%
  • (98,000 Loan / $56,000 Income)
2Bank Of The West 44 90%6%
  • 166%
  • (70,000 / $42,000)
  • 320%
  • (141,000 / $44,000)
3Riverwood Bank 37 62%21%
  • 126%
  • (90,000 / $71,000)
  • 402%
  • (145,000 / $36,000)
4Jpmorgan Chase Bank 35 82%14%
  • 228%
  • (48,000 / $21,000)
  • 152%
  • (61,000 / $40,000)
5Bank Of America 24 91%8%
  • 189%
  • (180,000 / $95,000)
  • 236%
  • (85,000 / $36,000)
6Us Bank 21 61%23%
  • 178%
  • (75,000 / $42,000)
  • 317%
  • (200,000 / $63,000)
7Citimortgage 16 75%12%
  • 166%
  • (25,000 / $15,000)
  • 171%
  • (170,000 / $99,000)
8Affinity Plus Federal Credit U 16 87%0%
  • 45%
  • (15,000 / $33,000)
0
9Financial Security Bank 14 85%7%
  • 160%
  • (56,000 / $35,000)
  • 175%
  • (93,000 / $53,000)
10Beneficial Company Llc 13 7%69%
  • 161%
  • (50,000 / $31,000)
  • 205%
  • (72,000 / $35,000)
11Us Bk Na Nd 10 10%80%
  • 94%
  • (85,000 / $90,000)
  • 139%
  • (113,000 / $81,000)
12Phh Mortgage Corporation 10 90%10%
  • 203%
  • (116,000 / $57,000)
  • 337%
  • (182,000 / $54,000)
13Genworth Mortgage Insurance Co 9 88%0%
  • 173%
  • (78,000 / $45,000)
0
14Embrace Home Loans, 9 22%33%
  • 759%
  • (205,000 / $27,000)
  • 115%
  • (74,000 / $64,000)
15Bremer Bank Na (Willmar) 9 88%11%
  • 237%
  • (164,000 / $69,000)
  • 56%
  • (9,000 / $16,000)
16Metlife Bank 8 62%37%
  • 155%
  • (93,000 / $60,000)
  • 387%
  • (155,000 / $40,000)
17Citibank 8 87%12% 0
  • 182%
  • (75,000 / $41,000)
18C.U. Mortgage Services, 8 75%12%
  • 252%
  • (182,000 / $72,000)
  • 207%
  • (168,000 / $81,000)
19United Guaranty Corporation 7 85%0%
  • 180%
  • (54,000 / $30,000)
0
20North American State Bank 7 85%14%
  • 89%
  • (41,000 / $46,000)
  • 195%
  • (123,000 / $63,000)

Cashel, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 618
  2. Loan Applications Denied: 131
  3. % of Loan Applications Denied: 21
  4. # of Loan Originations: 391
  5. % of Loan Applications Originated 63

Cashel, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral16
Credit history14
Debt-to-income ratio9
Unverifiable information2
Credit application incomplete2

Cashel, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000348 6421
$100,000 - $300,000267 6021
$300,000 - $500,0003 660

Cashel, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000556 6122
$100,000 - $300,00058 7310
$300,000 - $500,0003 330
$1,000,000 - $1,500,0001 00

Loan to Income Ratios Research for Mortgage in Cashel, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%3559 11
30 - 60%4172 17
60 - 100%7170 16
100 - 200%23364 21
200 - 300%12563 18
300 - 400%7250 27
> 400%4146 34

Cashel, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling600 6221
Not Owner-Occupied As A Principal Dwelling14 7814
Not Applicable2 5050

Home Owner Property Type Statistics in Cashel, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)571 6221
One To Four-Family33 840
Manufactured Housing14 2850
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