Top Carlisle, MN Mortgage Lenders

RankCarlisle Mortgage LenderCarlisle Home Loans ProcessedCarlisle Home Loans ApprovedCarlisle Home Loans DeniedCarlisle Mortgage Median Loan to Income Ratio (LTR) for Approved LoansCarlisle Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 394 69%15%
  • 187%
  • (105,000 Loan / $56,000 Income)
  • 176%
  • (76,000 Loan / $43,000 Income)
2Affinity Plus Federal Credit U 160 76%4%
  • 133%
  • (192,000 / $144,000)
  • 157%
  • (123,000 / $78,000)
3State Bank & Trust 146 70%15%
  • 114%
  • (64,000 / $56,000)
  • 256%
  • (100,000 / $39,000)
4Gate City Bank 136 86%3%
  • 196%
  • (149,000 / $76,000)
  • 249%
  • (152,000 / $61,000)
5American Federal Bank 126 76%17%
  • 172%
  • (205,000 / $119,000)
  • 250%
  • (180,000 / $72,000)
6Citimortgage 115 93%1%
  • 241%
  • (111,000 / $46,000)
  • 230%
  • (159,000 / $69,000)
7Jpmorgan Chase Bank 114 81%14%
  • 240%
  • (113,000 / $47,000)
  • 220%
  • (77,000 / $35,000)
8Us Bank 107 73%16%
  • 228%
  • (130,000 / $57,000)
  • 260%
  • (73,000 / $28,000)
9Bank Of The West 68 75%13%
  • 158%
  • (160,000 / $101,000)
  • 136%
  • (75,000 / $55,000)
10Citibank 44 65%18%
  • 130%
  • (121,000 / $93,000)
  • 192%
  • (129,000 / $67,000)
11Midwest Bank 38 84%13%
  • 192%
  • (75,000 / $39,000)
  • 95%
  • (40,000 / $42,000)
12Mortgage Guaranty Insurance Co 36 86%2%
  • 208%
  • (204,000 / $98,000)
  • 448%
  • (377,000 / $84,000)
13Bank Of America 33 75%15%
  • 201%
  • (161,000 / $80,000)
  • 214%
  • (58,000 / $27,000)
14Us Bk Na Nd 30 33%56%
  • 181%
  • (100,000 / $55,000)
  • 233%
  • (159,000 / $68,000)
15Us Bank North Dakota 30 36%50%
  • 101%
  • (79,000 / $78,000)
  • 159%
  • (51,000 / $32,000)
16Countrywide Bank Fsb 27 81%18%
  • 285%
  • (200,000 / $70,000)
  • 308%
  • (216,000 / $70,000)
17Quicken Loans 24 62%33%
  • 294%
  • (156,000 / $53,000)
  • 325%
  • (195,000 / $60,000)
18Embrace Home Loans, 24 16%37%
  • 368%
  • (199,000 / $54,000)
  • 232%
  • (121,000 / $52,000)
19Genworth Mortgage Insurance Co 17 29%11%
  • 244%
  • (132,000 / $54,000)
  • 448%
  • (377,000 / $84,000)
20Merchants Bank 16 93%6%
  • 244%
  • (274,000 / $112,000)
  • 188%
  • (100,000 / $53,000)

Carlisle, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 2,193
  2. Loan Applications Denied: 354
  3. % of Loan Applications Denied: 16
  4. # of Loan Originations: 1,520
  5. % of Loan Applications Originated 69

Carlisle, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral13
Credit history12
Debt-to-income ratio10
Credit application incomplete4
Unverifiable information2

Carlisle, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000750 6419
$100,000 - $300,0001,323 7014
$300,000 - $500,000118 6816
$500,000 - $1,000,0002 5050

Carlisle, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,698 6517
$100,000 - $300,000464 7810
$300,000 - $500,00024 824
$500,000 - $1,000,0007 7114

Loan to Income Ratios Research for Mortgage in Carlisle, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%8966 19
30 - 60%15773 13
60 - 100%18275 12
100 - 200%65470 13
200 - 300%64266 16
300 - 400%28370 16
> 400%18655 27

Carlisle, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,968 6717
Not Owner-Occupied As A Principal Dwelling215 817
Not Applicable5 1000

Home Owner Property Type Statistics in Carlisle, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)2,034 6916
One To Four-Family96 765
Manufactured Housing63 6122
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