Top Camp 5, MN Mortgage Lenders

RankCamp 5 Mortgage LenderCamp 5 Home Loans ProcessedCamp 5 Home Loans ApprovedCamp 5 Home Loans DeniedCamp 5 Mortgage Median Loan to Income Ratio (LTR) for Approved LoansCamp 5 Mortgage Median LTR for Denied Loans
1American Bank Of The North 241 67%23%
  • 134%
  • (232,000 Loan / $173,000 Income)
  • 202%
  • (332,000 Loan / $164,000 Income)
2Wells Fargo Bank 234 60%14%
  • 159%
  • (155,000 / $97,000)
  • 240%
  • (300,000 / $125,000)
3Us Bank 86 67%23%
  • 198%
  • (177,000 / $89,000)
  • 374%
  • (232,000 / $62,000)
4Jpmorgan Chase Bank 59 76%22%
  • 242%
  • (204,000 / $84,000)
  • 246%
  • (246,000 / $100,000)
5Bank Of America 51 74%13%
  • 182%
  • (150,000 / $82,000)
  • 324%
  • (94,000 / $29,000)
6Consumer Loan Services Llc 49 85%6%
  • 309%
  • (297,000 / $96,000)
  • 86%
  • (105,000 / $122,000)
7Countrywide Bank Fsb 44 59%27%
  • 192%
  • (292,000 / $152,000)
  • 175%
  • (183,000 / $104,000)
8Citimortgage 41 60%17%
  • 350%
  • (298,000 / $85,000)
  • 347%
  • (292,000 / $84,000)
9Us Bank North Dakota 38 50%31%
  • 200%
  • (48,000 / $24,000)
  • 256%
  • (100,000 / $39,000)
10Freedom Mortgage Corp. 28 71%7%
  • 261%
  • (259,000 / $99,000)
  • 404%
  • (101,000 / $25,000)
11Phh Mortgage Corporation 27 85%0%
  • 200%
  • (392,000 / $196,000)
0
12Affinity Plus Federal Credit U 26 73%3%
  • 135%
  • (87,000 / $64,000)
  • 72%
  • (70,000 / $96,000)
13Us Bk Na Nd 25 60%36%
  • 150%
  • (131,000 / $87,000)
  • 147%
  • (108,000 / $73,000)
14Queen City Federal Savings Ban 25 92%4%
  • 185%
  • (999,000 / $540,000)
  • 32%
  • (50,000 / $156,000)
15Frandsen Bank & Trust 22 90%4%
  • 95%
  • (116,000 / $121,000)
  • 173%
  • (80,000 / $46,000)
16Countrywide Home Loans 21 66%28%
  • 197%
  • (79,000 / $40,000)
  • 162%
  • (60,000 / $37,000)
17Quicken Loans 20 65%25%
  • 311%
  • (302,000 / $97,000)
  • 366%
  • (352,000 / $96,000)
18Boundary Waters Bank 20 55%35%
  • 128%
  • (205,000 / $160,000)
  • 461%
  • (452,000 / $98,000)
19State Bank Of Tower 17 76%17%
  • 92%
  • (200,000 / $216,000)
  • 235%
  • (165,000 / $70,000)
20Northern State Bank Of Virgini 16 100%0%
  • 137%
  • (88,000 / $64,000)
0

Camp 5, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,721
  2. Loan Applications Denied: 337
  3. % of Loan Applications Denied: 19
  4. # of Loan Originations: 1,123
  5. % of Loan Applications Originated 65

Camp 5, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral27
Debt-to-income ratio16
Credit history7
Credit application incomplete3
Unverifiable information2

Camp 5, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000397 6221
$100,000 - $300,000941 6518
$300,000 - $500,000328 6619
$500,000 - $1,000,00053 5624
$1,000,000 - $1,500,0001 0100
> $2,000,0001 0100

Camp 5, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000930 6023
$100,000 - $300,000645 6815
$300,000 - $500,000104 7810
$500,000 - $1,000,00035 6822
$1,000,000 - $1,500,0002 1000
$1,500,000 - $2,000,0002 1000
> $2,000,0003 3366

Loan to Income Ratios Research for Mortgage in Camp 5, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%5967 16
30 - 60%11167 16
60 - 100%21870 15
100 - 200%55072 14
200 - 300%34662 20
300 - 400%21359 23
> 400%22445 35

Camp 5, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling889 5823
Not Owner-Occupied As A Principal Dwelling815 7115
Not Applicable2 1000

Home Owner Property Type Statistics in Camp 5, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,632 6519
Manufactured Housing52 5130
One To Four-Family37 815
More Camp 5, MN Mortgage Research: