Top Cambria, MN Mortgage Lenders

RankCambria Mortgage LenderCambria Home Loans ProcessedCambria Home Loans ApprovedCambria Home Loans DeniedCambria Mortgage Median Loan to Income Ratio (LTR) for Approved LoansCambria Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 192 68%9%
  • 237%
  • (88,000 Loan / $37,000 Income)
  • 195%
  • (336,000 Loan / $172,000 Income)
2Agstar Financial Services 24 66%8%
  • 278%
  • (295,000 / $106,000)
  • 149%
  • (365,000 / $244,000)
3Wells Federal Bank 23 65%17%
  • 191%
  • (300,000 / $157,000)
  • 257%
  • (250,000 / $97,000)
4Us Bank 18 72%5%
  • 214%
  • (165,000 / $77,000)
  • 200%
  • (80,000 / $40,000)
5Affinity Plus Federal Credit U 18 72%16%
  • 141%
  • (119,000 / $84,000)
  • 188%
  • (219,000 / $116,000)
6Community Bank Mankato 17 94%0%
  • 188%
  • (85,000 / $45,000)
0
7Tcf National Bank 15 93%6%
  • 205%
  • (80,000 / $39,000)
  • 52%
  • (38,000 / $72,000)
8Minnstar Bank N.A. 14 78%14%
  • 125%
  • (20,000 / $16,000)
  • 678%
  • (190,000 / $28,000)
9Mortgage Guaranty Insurance Co 12 83%0%
  • 265%
  • (125,000 / $47,000)
0
10Frandsen Bank & Trust 12 100%0%
  • 158%
  • (136,000 / $86,000)
0
11Wells Fargo Fin'l Minnesota 11 27%45%
  • 205%
  • (119,000 / $58,000)
  • 395%
  • (95,000 / $24,000)
12Us Bk Na Nd 11 54%36%
  • 191%
  • (86,000 / $45,000)
  • 191%
  • (86,000 / $45,000)
13Countrywide Bank Fsb 11 36%27%
  • 370%
  • (174,000 / $47,000)
  • 263%
  • (195,000 / $74,000)
14Citimortgage 11 90%9%
  • 212%
  • (132,000 / $62,000)
  • 666%
  • (60,000 / $9,000)
15Genworth Mortgage Insurance Co 10 70%0%
  • 303%
  • (200,000 / $66,000)
0
16Citizens Bank Minnesota 10 100%0%
  • 265%
  • (186,000 / $70,000)
0
17United Guaranty Corporation 9 88%11%
  • 268%
  • (236,000 / $88,000)
  • 300%
  • (69,000 / $23,000)
18Republic Mortgage Insurance Co 9 77%0%
  • 343%
  • (189,000 / $55,000)
0
19Radian Guaranty 8 87%0%
  • 245%
  • (167,000 / $68,000)
0
20Jpmorgan Chase Bank 8 75%25%
  • 291%
  • (175,000 / $60,000)
  • 467%
  • (262,000 / $56,000)

Cambria, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 629
  2. Loan Applications Denied: 93
  3. % of Loan Applications Denied: 14
  4. # of Loan Originations: 422
  5. % of Loan Applications Originated 67

Cambria, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral11
Credit history8
Debt-to-income ratio6
Credit application incomplete1
Unverifiable information0

Cambria, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000207 6021
$100,000 - $300,000390 7110
$300,000 - $500,00032 4925

Cambria, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000547 6515
$100,000 - $300,00078 7811
$300,000 - $500,0001 0100
$500,000 - $1,000,0001 1000
$1,000,000 - $1,500,0001 00
$1,500,000 - $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Cambria, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%2552 16
30 - 60%1775 17
60 - 100%3852 26
100 - 200%17266 15
200 - 300%20369 13
300 - 400%10568 12
> 400%6963 14

Cambria, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling598 6714
Not Owner-Occupied As A Principal Dwelling30 6623

Home Owner Property Type Statistics in Cambria, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)555 6615
One To Four-Family55 830
Manufactured Housing19 3626
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