Top Byron, NE Mortgage Lenders

RankByron Mortgage LenderByron Home Loans ProcessedByron Home Loans ApprovedByron Home Loans DeniedByron Mortgage Median Loan to Income Ratio (LTR) for Approved LoansByron Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 29 37%17%
  • 109%
  • (95,000 Loan / $87,000 Income)
  • 45%
  • (10,000 Loan / $22,000 Income)
2Central National Bank 27 92%7%
  • 108%
  • (90,000 / $83,000)
  • 260%
  • (65,000 / $25,000)
3Amfirst Bank 22 72%18%
  • 59%
  • (144,000 / $244,000)
  • 115%
  • (37,000 / $32,000)
4Embrace Home Loans, 18 0%38% 0
  • 236%
  • (71,000 / $30,000)
5First Mortgage Company Llc 17 76%23%
  • 153%
  • (40,000 / $26,000)
  • 343%
  • (110,000 / $32,000)
6Bank Of America 17 76%17%
  • 120%
  • (113,000 / $94,000)
  • 194%
  • (113,000 / $58,000)
7Quicken Loans 12 50%33%
  • 184%
  • (157,000 / $85,000)
  • 182%
  • (64,000 / $35,000)
8Mortgage Guaranty Insurance Co 12 66%16%
  • 170%
  • (150,000 / $88,000)
  • 129%
  • (106,000 / $82,000)
9Adams Bank & Trust 12 83%8%
  • 105%
  • (36,000 / $34,000)
  • 59%
  • (16,000 / $27,000)
10Tierone Bank 11 72%9%
  • 94%
  • (82,000 / $87,000)
  • 303%
  • (100,000 / $33,000)
11West Gate Bank 9 100%0%
  • 130%
  • (55,000 / $42,000)
0
12United Guaranty Corporation 9 77%0%
  • 108%
  • (39,000 / $36,000)
0
13Hfc Company Llc 9 22%66%
  • 165%
  • (58,000 / $35,000)
  • 142%
  • (70,000 / $49,000)
14Farm Credit Services Of Americ 9 100%0%
  • 49%
  • (275,000 / $558,000)
0
15Citifinancial, 9 44%22%
  • 67%
  • (19,000 / $28,000)
  • 57%
  • (27,000 / $47,000)
16Us Bank North Dakota 7 14%85%
  • 146%
  • (44,000 / $30,000)
  • 250%
  • (60,000 / $24,000)
17Republic Mortgage Insurance Co 7 85%0%
  • 166%
  • (145,000 / $87,000)
0
18Countrywide Bank Fsb 7 85%14%
  • 150%
  • (84,000 / $56,000)
  • 508%
  • (173,000 / $34,000)
19Union Bank & Trust Company 6 66%33%
  • 176%
  • (44,000 / $25,000)
  • 250%
  • (50,000 / $20,000)
20State Farm Bank 6 50%0%
  • 113%
  • (107,000 / $94,000)
0

Byron, NE Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 380
  2. Loan Applications Denied: 87
  3. % of Loan Applications Denied: 22
  4. # of Loan Originations: 226
  5. % of Loan Applications Originated 59

Byron, NE Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history14
Collateral10
Debt-to-income ratio4
Unverifiable information1

Byron, NE Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000266 5425
$100,000 - $300,000110 7017
$300,000 - $500,0002 5050
$500,000 - $1,000,0001 1000
> $2,000,0001 1000

Byron, NE Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000327 5525
$100,000 - $300,00038 7310
$300,000 - $500,0004 1000
$500,000 - $1,000,0004 1000
$1,000,000 - $1,500,0005 1000
> $2,000,0002 5050

Loan to Income Ratios Research for Mortgage in Byron, NE

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%3271 21
30 - 60%4153 34
60 - 100%8160 16
100 - 200%14164 17
200 - 300%5846 29
300 - 400%1849 44
> 400%944 33

Byron, NE Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling347 5922
Not Applicable22 7218
Not Owner-Occupied As A Principal Dwelling11 4554

Home Owner Property Type Statistics in Byron, NE for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)335 5824
One To Four-Family36 755
Manufactured Housing9 4433
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