Top Buhl, MN Mortgage Lenders

RankBuhl Mortgage LenderBuhl Home Loans ProcessedBuhl Home Loans ApprovedBuhl Home Loans DeniedBuhl Mortgage Median Loan to Income Ratio (LTR) for Approved LoansBuhl Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 118 59%22%
  • 150%
  • (120,000 Loan / $80,000 Income)
  • 150%
  • (113,000 Loan / $75,000 Income)
2American Bank Of The North 63 71%20%
  • 148%
  • (37,000 / $25,000)
  • 141%
  • (139,000 / $98,000)
3Us Bank North Dakota 55 36%43%
  • 114%
  • (40,000 / $35,000)
  • 156%
  • (58,000 / $37,000)
4Us Bank 31 70%16%
  • 230%
  • (99,000 / $43,000)
  • 269%
  • (237,000 / $88,000)
5Us Bk Na Nd 29 44%44%
  • 132%
  • (45,000 / $34,000)
  • 118%
  • (186,000 / $157,000)
6Bank Of America 22 59%31%
  • 168%
  • (76,000 / $45,000)
  • 159%
  • (137,000 / $86,000)
7Countrywide Bank Fsb 21 66%14%
  • 221%
  • (175,000 / $79,000)
  • 248%
  • (112,000 / $45,000)
8Jpmorgan Chase Bank 20 75%25%
  • 194%
  • (311,000 / $160,000)
  • 186%
  • (69,000 / $37,000)
9Phh Mortgage Corporation 18 88%0%
  • 213%
  • (160,000 / $75,000)
0
10Citifinancial Services Inc 18 72%16%
  • 158%
  • (27,000 / $17,000)
  • 176%
  • (30,000 / $17,000)
11Prime Lending 17 70%11%
  • 219%
  • (68,000 / $31,000)
  • 255%
  • (120,000 / $47,000)
12Queen City Federal Savings Ban 12 100%0%
  • 87%
  • (149,000 / $171,000)
0
13Pnc Bank N.A. 12 83%16%
  • 238%
  • (241,000 / $101,000)
  • 296%
  • (74,000 / $25,000)
14Citimortgage 12 58%16%
  • 270%
  • (230,000 / $85,000)
  • 463%
  • (176,000 / $38,000)
15Mortgage Guaranty Insurance Co 11 81%0%
  • 181%
  • (98,000 / $54,000)
0
16First National Bank 11 72%18%
  • 102%
  • (35,000 / $34,000)
  • 151%
  • (68,000 / $45,000)
17United Guaranty Corporation 10 50%10%
  • 290%
  • (282,000 / $97,000)
  • 204%
  • (184,000 / $90,000)
18Freedom Mortgage Corp. 10 70%10%
  • 188%
  • (83,000 / $44,000)
  • 528%
  • (185,000 / $35,000)
19Delta Funding Corporation 10 10%10%
  • 49%
  • (57,000 / $115,000)
  • 328%
  • (197,000 / $60,000)
20Countrywide Home Loans 10 70%20%
  • 170%
  • (94,000 / $55,000)
  • 175%
  • (100,000 / $57,000)

Buhl, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 744
  2. Loan Applications Denied: 165
  3. % of Loan Applications Denied: 22
  4. # of Loan Originations: 449
  5. % of Loan Applications Originated 60

Buhl, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history17
Collateral15
Debt-to-income ratio10
Unverifiable information2
Insufficient cash (downpayment, closing costs)2

Buhl, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000400 6222
$100,000 - $300,000324 5822
$300,000 - $500,00019 4221
$500,000 - $1,000,0001 0100

Buhl, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000654 6022
$100,000 - $300,00084 5620
$300,000 - $500,0006 660

Loan to Income Ratios Research for Mortgage in Buhl, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%2161 28
30 - 60%5247 21
60 - 100%7764 24
100 - 200%29962 20
200 - 300%18357 23
300 - 400%7862 14
> 400%3443 38

Buhl, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling718 6022
Not Owner-Occupied As A Principal Dwelling24 6620

Home Owner Property Type Statistics in Buhl, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)675 6022
One To Four-Family38 715
Manufactured Housing31 5432
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