Top Buh, MN Mortgage Lenders

RankBuh Mortgage LenderBuh Home Loans ProcessedBuh Home Loans ApprovedBuh Home Loans DeniedBuh Mortgage Median Loan to Income Ratio (LTR) for Approved LoansBuh Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 332 60%16%
  • 208%
  • (117,000 Loan / $56,000 Income)
  • 201%
  • (129,000 Loan / $64,000 Income)
2Farmers & Merchants State Bank 169 88%8%
  • 144%
  • (52,000 / $36,000)
  • 109%
  • (70,000 / $64,000)
3Jpmorgan Chase Bank 119 76%19%
  • 227%
  • (157,000 / $69,000)
  • 230%
  • (83,000 / $36,000)
4Unity Bank 110 76%19%
  • 185%
  • (200,000 / $108,000)
  • 330%
  • (182,000 / $55,000)
5Us Bank 102 73%12%
  • 232%
  • (179,000 / $77,000)
  • 216%
  • (117,000 / $54,000)
6Countrywide Bank Fsb 97 61%24%
  • 235%
  • (106,000 / $45,000)
  • 325%
  • (127,000 / $39,000)
7Citimortgage 79 81%11%
  • 200%
  • (102,000 / $51,000)
  • 307%
  • (200,000 / $65,000)
8Bell America Mortgage Llc Dba 76 71%0%
  • 308%
  • (108,000 / $35,000)
0
9Us Bk Na Nd 74 44%41%
  • 133%
  • (180,000 / $135,000)
  • 150%
  • (81,000 / $54,000)
10Us Bank North Dakota 69 34%46%
  • 160%
  • (138,000 / $86,000)
  • 172%
  • (126,000 / $73,000)
11Liberty Savings Bank Fsb 64 84%14%
  • 223%
  • (85,000 / $38,000)
  • 245%
  • (108,000 / $44,000)
12Beneficial Company Llc 64 1%75%
  • 201%
  • (199,000 / $99,000)
  • 219%
  • (147,000 / $67,000)
13Agstar Financial Services 58 56%13%
  • 164%
  • (130,000 / $79,000)
  • 333%
  • (100,000 / $30,000)
14Affinity Plus Federal Credit U 55 56%9%
  • 76%
  • (80,000 / $104,000)
  • 251%
  • (161,000 / $64,000)
15Bank Of America 54 77%12%
  • 276%
  • (94,000 / $34,000)
  • 352%
  • (120,000 / $34,000)
16Countrywide Home Loans 53 73%18%
  • 243%
  • (161,000 / $66,000)
  • 280%
  • (252,000 / $90,000)
17Embrace Home Loans, 49 2%53%
  • 138%
  • (108,000 / $78,000)
  • 394%
  • (142,000 / $36,000)
18Mortgage Guaranty Insurance Co 48 75%2%
  • 231%
  • (206,000 / $89,000)
  • 277%
  • (86,000 / $31,000)
19Bremer Bank Na (St Cloud) 45 88%4%
  • 190%
  • (124,000 / $65,000)
  • 156%
  • (25,000 / $16,000)
20Citibank 44 75%15%
  • 155%
  • (101,000 / $65,000)
  • 86%
  • (56,000 / $65,000)

Buh, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 2,944
  2. Loan Applications Denied: 593
  3. % of Loan Applications Denied: 20
  4. # of Loan Originations: 1,859
  5. % of Loan Applications Originated 63

Buh, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral15
Credit history13
Debt-to-income ratio10
Credit application incomplete3
Unverifiable information1

Buh, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000961 6121
$100,000 - $300,0001,866 6319
$300,000 - $500,000111 5222
$500,000 - $1,000,0005 1000
$1,000,000 - $1,500,0001 1000

Buh, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,488 6020
$100,000 - $300,000422 6916
$300,000 - $500,00019 6810
$500,000 - $1,000,00011 6327
$1,000,000 - $1,500,0002 1000
> $2,000,0002 1000

Loan to Income Ratios Research for Mortgage in Buh, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%9370 15
30 - 60%17365 19
60 - 100%20060 25
100 - 200%79767 17
200 - 300%84663 17
300 - 400%47661 20
> 400%35949 30

Buh, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling2,732 6220
Not Owner-Occupied As A Principal Dwelling195 7613
Not Applicable10 4030

Home Owner Property Type Statistics in Buh, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)2,612 6220
Manufactured Housing183 5826
One To Four-Family149 732
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