Top Brush Creek, MN Mortgage Lenders

RankBrush Creek Mortgage LenderBrush Creek Home Loans ProcessedBrush Creek Home Loans ApprovedBrush Creek Home Loans DeniedBrush Creek Mortgage Median Loan to Income Ratio (LTR) for Approved LoansBrush Creek Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 107 59%18%
  • 167%
  • (99,000 Loan / $59,000 Income)
  • 110%
  • (51,000 Loan / $46,000 Income)
2Agstar Financial Services 76 60%7%
  • 234%
  • (117,000 / $50,000)
  • 304%
  • (143,000 / $47,000)
3Wells Federal Bank 44 61%18%
  • 134%
  • (125,000 / $93,000)
  • 196%
  • (155,000 / $79,000)
4Mortgage Guaranty Insurance Co 24 62%4%
  • 191%
  • (119,000 / $62,000)
  • 222%
  • (69,000 / $31,000)
5Wells Fargo Fin'l Minnesota 20 35%55%
  • 226%
  • (68,000 / $30,000)
  • 291%
  • (70,000 / $24,000)
6Jpmorgan Chase Bank 20 65%25%
  • 161%
  • (71,000 / $44,000)
  • 135%
  • (135,000 / $100,000)
7Citifinancial Services Inc 19 31%47%
  • 230%
  • (120,000 / $52,000)
  • 169%
  • (112,000 / $66,000)
8Countrywide Bank Fsb 17 82%17%
  • 123%
  • (63,000 / $51,000)
  • 254%
  • (61,000 / $24,000)
9Citimortgage 16 81%6%
  • 346%
  • (104,000 / $30,000)
  • 120%
  • (113,000 / $94,000)
10Nationstar Mortgage Llc 14 0%50% 0
  • 222%
  • (80,000 / $36,000)
11Embrace Home Loans, 14 7%57%
  • 209%
  • (65,000 / $31,000)
  • 386%
  • (170,000 / $44,000)
12Republic Mortgage Insurance Co 13 84%0%
  • 167%
  • (72,000 / $43,000)
0
13Affinity Plus Federal Credit U 11 63%0%
  • 65%
  • (25,000 / $38,000)
0
14Genworth Mortgage Insurance Co 10 50%10%
  • 168%
  • (98,000 / $58,000)
  • 166%
  • (166,000 / $100,000)
15Countrywide Home Loans 10 80%10% 0
  • 312%
  • (356,000 / $114,000)
16Us Bank 9 66%33%
  • 180%
  • (90,000 / $50,000)
  • 242%
  • (34,000 / $14,000)
17Delta Funding Corporation 9 0%44% 0
  • 375%
  • (60,000 / $16,000)
18Beneficial Company Llc 9 0%100% 0
  • 153%
  • (123,000 / $80,000)
19Bank Of America 9 55%33%
  • 193%
  • (145,000 / $75,000)
  • 92%
  • (51,000 / $55,000)
20Us Bank North Dakota 8 12%50%
  • 173%
  • (113,000 / $65,000)
  • 88%
  • (78,000 / $88,000)

Brush Creek, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 672
  2. Loan Applications Denied: 165
  3. % of Loan Applications Denied: 24
  4. # of Loan Originations: 363
  5. % of Loan Applications Originated 54

Brush Creek, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history14
Collateral10
Debt-to-income ratio8
Credit application incomplete1
Mortgage insurance denied0

Brush Creek, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000415 5127
$100,000 - $300,000246 5619
$300,000 - $500,00011 5418

Brush Creek, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000609 5325
$100,000 - $300,00056 5912
$300,000 - $500,0003 1000
$500,000 - $1,000,0002 5050
$1,000,000 - $1,500,0001 0100
> $2,000,0001 0100

Loan to Income Ratios Research for Mortgage in Brush Creek, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%3141 45
30 - 60%4557 24
60 - 100%7053 28
100 - 200%24155 19
200 - 300%14851 25
300 - 400%9160 19
> 400%4638 39

Brush Creek, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling638 5324
Not Owner-Occupied As A Principal Dwelling31 6422
Not Applicable1 0100

Home Owner Property Type Statistics in Brush Creek, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)607 5226
One To Four-Family62 643
Manufactured Housing3 6633
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