Top Brokenstraw, PA Mortgage Lenders

RankBrokenstraw Mortgage LenderBrokenstraw Home Loans ProcessedBrokenstraw Home Loans ApprovedBrokenstraw Home Loans DeniedBrokenstraw Mortgage Median Loan to Income Ratio (LTR) for Approved LoansBrokenstraw Mortgage Median LTR for Denied Loans
1Northwest Savings Bank 232 76%12%
  • 105%
  • (58,000 Loan / $55,000 Income)
  • 146%
  • (44,000 Loan / $30,000 Income)
2Pnc Bank N.A. 137 42%50%
  • 114%
  • (54,000 / $47,000)
  • 104%
  • (24,000 / $23,000)
3Beneficial Company Llc 100 9%80%
  • 81%
  • (31,000 / $38,000)
  • 142%
  • (124,000 / $87,000)
4National City Bank 66 48%39%
  • 92%
  • (47,000 / $51,000)
  • 95%
  • (21,000 / $22,000)
5Wells Fargo Bank 32 59%31%
  • 160%
  • (128,000 / $80,000)
  • 294%
  • (153,000 / $52,000)
6Embrace Home Loans, 25 4%44%
  • 236%
  • (59,000 / $25,000)
  • 137%
  • (40,000 / $29,000)
7Mortgage Guaranty Insurance Co 22 81%4%
  • 132%
  • (65,000 / $49,000)
  • 154%
  • (71,000 / $46,000)
8Citifinancial Services Inc 14 50%42%
  • 183%
  • (33,000 / $18,000)
  • 77%
  • (27,000 / $35,000)
9First Niagara Bank 13 53%23%
  • 130%
  • (60,000 / $46,000)
  • 138%
  • (75,000 / $54,000)
10Cnb Bank 13 53%38%
  • 96%
  • (102,000 / $106,000)
  • 107%
  • (15,000 / $14,000)
11Pnc Reverse Mortgage, Llc 9 66%11%
  • 189%
  • (72,000 / $38,000)
  • 103%
  • (100,000 / $97,000)
12Pa State Employees C U 9 44%22%
  • 71%
  • (20,000 / $28,000)
  • 214%
  • (75,000 / $35,000)
13Wells Fargo Fin'l Pennsylvania 8 12%75%
  • 281%
  • (155,000 / $55,000)
  • 167%
  • (77,000 / $46,000)
14Phh Mortgage Corporation 8 37%37%
  • 193%
  • (114,000 / $59,000)
  • 157%
  • (52,000 / $33,000)
15Jpmorgan Chase Bank 8 50%50%
  • 425%
  • (85,000 / $20,000)
  • 384%
  • (50,000 / $13,000)
16Gmac Mortgage Llc 8 0%100% 0
  • 192%
  • (73,000 / $38,000)
17E-Loan Inc 8 0%75% 0
  • 181%
  • (98,000 / $54,000)
18Countrywide Bank Fsb 8 87%0%
  • 175%
  • (58,000 / $33,000)
0
19Quicken Loans 7 28%57%
  • 222%
  • (147,000 / $66,000)
  • 246%
  • (163,000 / $66,000)
20Wells Fargo Funding 5 80%0%
  • 188%
  • (64,000 / $34,000)
0

Brokenstraw, PA Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 876
  2. Loan Applications Denied: 316
  3. % of Loan Applications Denied: 36
  4. # of Loan Originations: 436
  5. % of Loan Applications Originated 49

Brokenstraw, PA Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history24
Collateral15
Insufficient cash (downpayment, closing costs)8
Debt-to-income ratio7
Credit application incomplete3

Brokenstraw, PA Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000702 5036
$100,000 - $300,000172 4636
$300,000 - $500,0002 500

Brokenstraw, PA Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000798 4936
$100,000 - $300,00077 5331
$300,000 - $500,0001 0100

Loan to Income Ratios Research for Mortgage in Brokenstraw, PA

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%6761 32
30 - 60%8656 31
60 - 100%14852 32
100 - 200%39048 36
200 - 300%13143 39
300 - 400%3443 41
> 400%2025 60

Brokenstraw, PA Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling827 4836
Not Owner-Occupied As A Principal Dwelling44 6822
Not Applicable4 2575

Home Owner Property Type Statistics in Brokenstraw, PA for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)812 4837
Manufactured Housing33 5136
One To Four-Family31 806
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