Top Blue Hill, MN Mortgage Lenders

RankBlue Hill Mortgage LenderBlue Hill Home Loans ProcessedBlue Hill Home Loans ApprovedBlue Hill Home Loans DeniedBlue Hill Mortgage Median Loan to Income Ratio (LTR) for Approved LoansBlue Hill Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 536 64%16%
  • 204%
  • (196,000 Loan / $96,000 Income)
  • 246%
  • (121,000 Loan / $49,000 Income)
2Jpmorgan Chase Bank 197 83%14%
  • 302%
  • (109,000 / $36,000)
  • 284%
  • (242,000 / $85,000)
3Us Bank 161 76%11%
  • 284%
  • (199,000 / $70,000)
  • 252%
  • (202,000 / $80,000)
4Bank Of America 132 78%14%
  • 257%
  • (108,000 / $42,000)
  • 240%
  • (192,000 / $80,000)
5Citimortgage 117 74%13%
  • 322%
  • (158,000 / $49,000)
  • 304%
  • (128,000 / $42,000)
6Countrywide Bank Fsb 95 67%21%
  • 251%
  • (194,000 / $77,000)
  • 320%
  • (417,000 / $130,000)
7Liberty Savings Bank Fsb 90 92%1%
  • 235%
  • (226,000 / $96,000)
  • 110%
  • (96,000 / $87,000)
8Beneficial Company Llc 77 5%76%
  • 382%
  • (363,000 / $95,000)
  • 290%
  • (296,000 / $102,000)
9Wells Fargo Funding 70 98%0%
  • 265%
  • (202,000 / $76,000)
0
10Tcf National Bank 65 26%41%
  • 238%
  • (300,000 / $126,000)
  • 294%
  • (147,000 / $50,000)
11Countrywide Home Loans 62 79%12%
  • 293%
  • (232,000 / $79,000)
  • 256%
  • (208,000 / $81,000)
12Kleinbank 60 68%15%
  • 244%
  • (144,000 / $59,000)
  • 357%
  • (168,000 / $47,000)
13Citibank 59 76%13%
  • 201%
  • (165,000 / $82,000)
  • 110%
  • (75,000 / $68,000)
14Mortgage Guaranty Insurance Co 57 78%7%
  • 311%
  • (193,000 / $62,000)
  • 483%
  • (237,000 / $49,000)
15Affinity Plus Federal Credit U 50 54%2%
  • 160%
  • (146,000 / $91,000)
  • 34%
  • (15,000 / $43,000)
16The Business Bank 44 90%6%
  • 311%
  • (137,000 / $44,000)
  • 349%
  • (199,000 / $57,000)
17Ally Bank F/K/A/ Gmac Bank 38 47%26%
  • 348%
  • (282,000 / $81,000)
  • 312%
  • (194,000 / $62,000)
18Bremer Bank Na (Twin Cities) 37 72%8%
  • 186%
  • (127,000 / $68,000)
  • 60%
  • (56,000 / $93,000)
19Us Bank North Dakota 34 23%41%
  • 208%
  • (50,000 / $24,000)
  • 156%
  • (127,000 / $81,000)
20Embrace Home Loans, 32 9%62%
  • 312%
  • (303,000 / $97,000)
  • 296%
  • (246,000 / $83,000)

Blue Hill, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 3,650
  2. Loan Applications Denied: 695
  3. % of Loan Applications Denied: 19
  4. # of Loan Originations: 2,294
  5. % of Loan Applications Originated 62

Blue Hill, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral14
Debt-to-income ratio10
Credit history10
Credit application incomplete3
Unverifiable information2

Blue Hill, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000650 5920
$100,000 - $300,0002,664 6417
$300,000 - $500,000314 5124
$500,000 - $1,000,00022 3559

Blue Hill, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,825 6318
$100,000 - $300,000802 6020
$300,000 - $500,00017 2917
$500,000 - $1,000,0004 5025
$1,000,000 - $1,500,0002 500

Loan to Income Ratios Research for Mortgage in Blue Hill, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%11558 22
30 - 60%16153 22
60 - 100%21065 19
100 - 200%77766 16
200 - 300%1,07565 15
300 - 400%78761 19
> 400%52554 26

Blue Hill, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling3,500 6318
Not Owner-Occupied As A Principal Dwelling137 5621
Not Applicable2 0100

Home Owner Property Type Statistics in Blue Hill, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)3,444 6219
One To Four-Family185 698
Manufactured Housing21 3823
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