Top Blaine, MN Mortgage Lenders

RankBlaine Mortgage LenderBlaine Home Loans ProcessedBlaine Home Loans ApprovedBlaine Home Loans DeniedBlaine Mortgage Median Loan to Income Ratio (LTR) for Approved LoansBlaine Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 5,459 67%14%
  • 220%
  • (154,000 Loan / $70,000 Income)
  • 213%
  • (280,000 Loan / $131,000 Income)
2Us Bank 1,395 79%10%
  • 238%
  • (117,000 / $49,000)
  • 213%
  • (171,000 / $80,000)
3Jpmorgan Chase Bank 1,233 86%10%
  • 222%
  • (311,000 / $140,000)
  • 197%
  • (148,000 / $75,000)
4Tcf National Bank 1,082 31%38%
  • 210%
  • (116,000 / $55,000)
  • 268%
  • (161,000 / $60,000)
5Citimortgage 954 81%7%
  • 233%
  • (112,000 / $48,000)
  • 311%
  • (215,000 / $69,000)
6Countrywide Bank Fsb 757 75%13%
  • 247%
  • (193,000 / $78,000)
  • 304%
  • (143,000 / $47,000)
7Bank Of America 750 81%11%
  • 238%
  • (93,000 / $39,000)
  • 304%
  • (143,000 / $47,000)
8Citibank 607 74%10%
  • 149%
  • (94,000 / $63,000)
  • 107%
  • (45,000 / $42,000)
9Wells Fargo Funding 556 99%0%
  • 220%
  • (66,000 / $30,000)
  • 365%
  • (417,000 / $114,000)
10Countrywide Home Loans 434 84%9%
  • 264%
  • (360,000 / $136,000)
  • 284%
  • (410,000 / $144,000)
11The Business Bank 421 94%3%
  • 251%
  • (108,000 / $43,000)
  • 218%
  • (210,000 / $96,000)
12Affinity Plus Federal Credit U 414 64%6%
  • 153%
  • (144,000 / $94,000)
  • 265%
  • (207,000 / $78,000)
13Mortgage Guaranty Insurance Co 382 71%7%
  • 306%
  • (135,000 / $44,000)
  • 287%
  • (302,000 / $105,000)
14Radian Guaranty 345 83%3%
  • 277%
  • (189,000 / $68,000)
  • 318%
  • (296,000 / $93,000)
15Bell America Mortgage Llc Dba 333 71%3%
  • 294%
  • (171,000 / $58,000)
  • 302%
  • (124,000 / $41,000)
16Phh Home Loans 306 89%2%
  • 268%
  • (126,000 / $47,000)
  • 242%
  • (68,000 / $28,000)
1721st Mortgage 306 16%65%
  • 64%
  • (29,000 / $45,000)
  • 95%
  • (40,000 / $42,000)
18Us Bk Na Nd 300 49%36%
  • 126%
  • (139,000 / $110,000)
  • 150%
  • (150,000 / $100,000)
19Us Bank North Dakota 298 32%38%
  • 166%
  • (60,000 / $36,000)
  • 145%
  • (135,000 / $93,000)
20United Guaranty Corporation 296 78%5%
  • 267%
  • (225,000 / $84,000)
  • 296%
  • (291,000 / $98,000)

Blaine, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 28,694
  2. Loan Applications Denied: 4,602
  3. % of Loan Applications Denied: 16
  4. # of Loan Originations: 19,074
  5. % of Loan Applications Originated 66

Blaine, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral12
Credit history10
Debt-to-income ratio9
Credit application incomplete3
Unverifiable information1

Blaine, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0006,060 5922
$100,000 - $300,00019,627 6814
$300,000 - $500,0002,801 6714
$500,000 - $1,000,000203 3740
$1,000,000 - $1,500,0001 00
$1,500,000 - $2,000,0001 0100
> $2,000,0001 0100

Blaine, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00021,095 6417
$100,000 - $300,0007,336 6911
$300,000 - $500,000188 6218
$500,000 - $1,000,00061 5022
$1,000,000 - $1,500,0005 2040
$1,500,000 - $2,000,0001 00
> $2,000,0008 6212

Loan to Income Ratios Research for Mortgage in Blaine, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%1,01459 24
30 - 60%1,38959 20
60 - 100%2,03358 21
100 - 200%6,81368 13
200 - 300%8,48769 12
300 - 400%5,39569 13
> 400%3,56354 25

Blaine, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling27,635 6616
Not Owner-Occupied As A Principal Dwelling987 6616
Not Applicable13 5315

Home Owner Property Type Statistics in Blaine, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)26,057 6715
One To Four-Family1,749 774
Manufactured Housing888 2652
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