Top Bigelow, MN Mortgage Lenders

RankBigelow Mortgage LenderBigelow Home Loans ProcessedBigelow Home Loans ApprovedBigelow Home Loans DeniedBigelow Mortgage Median Loan to Income Ratio (LTR) for Approved LoansBigelow Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 55 61%14%
  • 173%
  • (280,000 Loan / $161,000 Income)
  • 97%
  • (35,000 Loan / $36,000 Income)
2Agstar Financial Services 21 66%14%
  • 175%
  • (107,000 / $61,000)
  • 140%
  • (112,000 / $80,000)
3Beneficial Company Llc 14 7%64%
  • 175%
  • (121,000 / $69,000)
  • 129%
  • (44,000 / $34,000)
4Genworth Mortgage Insurance Co 13 69%0%
  • 220%
  • (88,000 / $40,000)
0
5United Prairie Bank 11 54%0%
  • 108%
  • (65,000 / $60,000)
0
6Hfc Company Llc 10 0%100% 0
  • 140%
  • (49,000 / $35,000)
7Us Bank North Dakota 9 66%11%
  • 88%
  • (47,000 / $53,000)
  • 70%
  • (42,000 / $60,000)
8Embrace Home Loans, 9 11%22%
  • 315%
  • (145,000 / $46,000)
  • 348%
  • (174,000 / $50,000)
9Jpmorgan Chase Bank 7 71%28%
  • 113%
  • (26,000 / $23,000)
  • 246%
  • (106,000 / $43,000)
10Bank Of The West 7 28%57%
  • 139%
  • (60,000 / $43,000)
  • 21%
  • (10,000 / $46,000)
11Us Bank 6 83%0%
  • 142%
  • (40,000 / $28,000)
0
12Republic Mortgage Insurance Co 6 66%0%
  • 250%
  • (223,000 / $89,000)
0
13Mortgage Guaranty Insurance Co 6 50%16%
  • 331%
  • (295,000 / $89,000)
  • 126%
  • (120,000 / $95,000)
14Countrywide Bank Fsb 6 50%16%
  • 60%
  • (40,000 / $66,000)
  • 120%
  • (35,000 / $29,000)
15Citimortgage 6 100%0%
  • 264%
  • (241,000 / $91,000)
0
16Bank Of America 6 50%0%
  • 301%
  • (193,000 / $64,000)
0
17United Guaranty Corporation 5 100%0%
  • 241%
  • (70,000 / $29,000)
0
18Thrivent Financial Bank 5 20%0%
  • 216%
  • (80,000 / $37,000)
0
19Taylor, Bean & Whitaker 5 100%0% 0 0
20Pmi Mortgage Insurance Co. 5 100%0%
  • 135%
  • (95,000 / $70,000)
0

Bigelow, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 299
  2. Loan Applications Denied: 62
  3. % of Loan Applications Denied: 20
  4. # of Loan Originations: 161
  5. % of Loan Applications Originated 53

Bigelow, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history7
Debt-to-income ratio5
Collateral5
Unverifiable information1
Insufficient cash (downpayment, closing costs)1

Bigelow, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000163 5225
$100,000 - $300,000133 5515
$300,000 - $500,0003 00

Bigelow, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000270 5420
$100,000 - $300,00029 4020

Loan to Income Ratios Research for Mortgage in Bigelow, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%837 50
30 - 60%1741 17
60 - 100%3542 34
100 - 200%11756 17
200 - 300%7857 19
300 - 400%3259 6
> 400%1241 41

Bigelow, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling285 5320
Not Owner-Occupied As A Principal Dwelling14 5721

Home Owner Property Type Statistics in Bigelow, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)257 5023
One To Four-Family40 752
Manufactured Housing2 500
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