Top Ben Wade, MN Mortgage Lenders

RankBen Wade Mortgage LenderBen Wade Home Loans ProcessedBen Wade Home Loans ApprovedBen Wade Home Loans DeniedBen Wade Mortgage Median Loan to Income Ratio (LTR) for Approved LoansBen Wade Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 249 71%14%
  • 197%
  • (170,000 Loan / $86,000 Income)
  • 208%
  • (152,000 Loan / $73,000 Income)
2Jpmorgan Chase Bank 94 86%12%
  • 221%
  • (102,000 / $46,000)
  • 289%
  • (110,000 / $38,000)
3Riverwood Bank 81 70%9%
  • 168%
  • (175,000 / $104,000)
  • 185%
  • (65,000 / $35,000)
4Citimortgage 50 82%0%
  • 196%
  • (104,000 / $53,000)
0
5Countrywide Bank Fsb 39 64%20%
  • 200%
  • (62,000 / $31,000)
  • 279%
  • (95,000 / $34,000)
6Bank Of America 37 72%10%
  • 205%
  • (220,000 / $107,000)
  • 343%
  • (127,000 / $37,000)
7Us Bank 34 73%20%
  • 183%
  • (143,000 / $78,000)
  • 249%
  • (309,000 / $124,000)
8C.U. Mortgage Services, 34 67%20%
  • 202%
  • (176,000 / $87,000)
  • 177%
  • (32,000 / $18,000)
9Bank Of The West 34 76%17%
  • 189%
  • (250,000 / $132,000)
  • 206%
  • (101,000 / $49,000)
10Crescent Mortgage Company 26 73%23%
  • 195%
  • (201,000 / $103,000)
  • 190%
  • (160,000 / $84,000)
11Affinity Plus Federal Credit U 26 73%7%
  • 56%
  • (99,000 / $175,000)
  • 1312%
  • (210,000 / $16,000)
12Wells Fargo Funding 22 100%0%
  • 232%
  • (309,000 / $133,000)
0
13Citibank 22 59%27%
  • 189%
  • (182,000 / $96,000)
  • 88%
  • (80,000 / $90,000)
14Us Bank North Dakota 21 38%47%
  • 131%
  • (134,000 / $102,000)
  • 202%
  • (95,000 / $47,000)
15Amerisave Mortgage Corporation 21 80%19%
  • 192%
  • (144,000 / $75,000)
  • 300%
  • (81,000 / $27,000)
16Mortgage Guaranty Insurance Co 20 65%0%
  • 245%
  • (255,000 / $104,000)
0
17Us Bk Na Nd 18 66%16%
  • 150%
  • (123,000 / $82,000)
  • 194%
  • (97,000 / $50,000)
18Countrywide Home Loans 18 88%5%
  • 521%
  • (417,000 / $80,000)
  • 282%
  • (79,000 / $28,000)
19Embrace Home Loans, 17 5%58%
  • 243%
  • (134,000 / $55,000)
  • 219%
  • (103,000 / $47,000)
20Quicken Loans 16 62%25%
  • 321%
  • (180,000 / $56,000)
  • 311%
  • (81,000 / $26,000)

Ben Wade, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,316
  2. Loan Applications Denied: 213
  3. % of Loan Applications Denied: 16
  4. # of Loan Originations: 897
  5. % of Loan Applications Originated 68

Ben Wade, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral14
Credit history12
Debt-to-income ratio10
Credit application incomplete4
Insufficient cash (downpayment, closing costs)2

Ben Wade, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000469 6519
$100,000 - $300,000753 6814
$300,000 - $500,00091 6514
$500,000 - $1,000,0003 990

Ben Wade, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,020 6517
$100,000 - $300,000257 7413
$300,000 - $500,00027 733
$500,000 - $1,000,0007 990
$1,000,000 - $1,500,0003 1000
$1,500,000 - $2,000,0001 1000
> $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Ben Wade, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%3666 19
30 - 60%6263 27
60 - 100%13669 15
100 - 200%44469 13
200 - 300%36067 16
300 - 400%16766 15
> 400%11164 19

Ben Wade, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,091 6617
Not Owner-Occupied As A Principal Dwelling207 7510
Not Applicable2 1000

Home Owner Property Type Statistics in Ben Wade, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,235 6816
One To Four-Family58 743
Manufactured Housing23 6021
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