Top Belle River, MN Mortgage Lenders

RankBelle River Mortgage LenderBelle River Home Loans ProcessedBelle River Home Loans ApprovedBelle River Home Loans DeniedBelle River Mortgage Median Loan to Income Ratio (LTR) for Approved LoansBelle River Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 248 67%16%
  • 209%
  • (159,000 Loan / $76,000 Income)
  • 233%
  • (105,000 Loan / $45,000 Income)
2Jpmorgan Chase Bank 86 88%8%
  • 234%
  • (96,000 / $41,000)
  • 207%
  • (145,000 / $70,000)
3Citimortgage 61 93%3%
  • 157%
  • (120,000 / $76,000)
  • 406%
  • (130,000 / $32,000)
4State Bank & Trust 48 70%10%
  • 200%
  • (124,000 / $62,000)
  • 374%
  • (397,000 / $106,000)
5Countrywide Bank Fsb 42 73%14%
  • 245%
  • (76,000 / $31,000)
  • 347%
  • (132,000 / $38,000)
6Bank Of America 31 77%6%
  • 253%
  • (218,000 / $86,000)
  • 272%
  • (202,000 / $74,000)
7Countrywide Home Loans 27 88%11%
  • 294%
  • (460,000 / $156,000)
  • 176%
  • (180,000 / $102,000)
8Us Bank 25 80%20%
  • 283%
  • (170,000 / $60,000)
  • 199%
  • (219,000 / $110,000)
9Affinity Plus Federal Credit U 24 87%0%
  • 108%
  • (65,000 / $60,000)
0
10Us Bank North Dakota 20 40%25%
  • 100%
  • (20,000 / $20,000)
  • 428%
  • (90,000 / $21,000)
11Mortgage Guaranty Insurance Co 17 76%5%
  • 298%
  • (161,000 / $54,000)
  • 370%
  • (441,000 / $119,000)
12Embrace Home Loans, 15 13%33%
  • 242%
  • (131,000 / $54,000)
  • 397%
  • (159,000 / $40,000)
13Beneficial Company Llc 15 0%73% 0
  • 235%
  • (167,000 / $71,000)
14Citifinancial Services Inc 14 21%42%
  • 91%
  • (21,000 / $23,000)
  • 112%
  • (36,000 / $32,000)
15Washington Mutual Bank 12 75%25%
  • 302%
  • (151,000 / $50,000)
  • 429%
  • (159,000 / $37,000)
16Citibank 11 90%9%
  • 83%
  • (52,000 / $62,000)
  • 58%
  • (33,000 / $56,000)
17United Guaranty Corporation 9 100%0%
  • 245%
  • (76,000 / $31,000)
0
18Provident Funding Associates 9 66%22%
  • 261%
  • (128,000 / $49,000)
  • 985%
  • (207,000 / $21,000)
19National City Bank 9 44%33%
  • 185%
  • (130,000 / $70,000)
  • 342%
  • (178,000 / $52,000)
20Gmac Mortgage Llc 9 11%22%
  • 453%
  • (295,000 / $65,000)
  • 683%
  • (123,000 / $18,000)

Belle River, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,068
  2. Loan Applications Denied: 178
  3. % of Loan Applications Denied: 16
  4. # of Loan Originations: 722
  5. % of Loan Applications Originated 67

Belle River, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral12
Debt-to-income ratio9
Credit history8
Credit application incomplete4
Unverifiable information1

Belle River, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000241 6518
$100,000 - $300,000726 6816
$300,000 - $500,00087 6811
$500,000 - $1,000,00014 567

Belle River, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000798 6518
$100,000 - $300,000245 7012
$300,000 - $500,00018 660
$500,000 - $1,000,0005 800
$1,000,000 - $1,500,0002 500

Loan to Income Ratios Research for Mortgage in Belle River, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%3469 17
30 - 60%4449 20
60 - 100%8666 13
100 - 200%27376 13
200 - 300%30370 14
300 - 400%20064 17
> 400%12852 28

Belle River, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling949 6716
Not Owner-Occupied As A Principal Dwelling117 7015

Home Owner Property Type Statistics in Belle River, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)991 6717
One To Four-Family53 811
Manufactured Housing24 5825
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