Top Belle Prairie, MN Mortgage Lenders

RankBelle Prairie Mortgage LenderBelle Prairie Home Loans ProcessedBelle Prairie Home Loans ApprovedBelle Prairie Home Loans DeniedBelle Prairie Mortgage Median Loan to Income Ratio (LTR) for Approved LoansBelle Prairie Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 416 62%17%
  • 207%
  • (110,000 Loan / $53,000 Income)
  • 203%
  • (187,000 Loan / $92,000 Income)
2Jpmorgan Chase Bank 176 75%21%
  • 232%
  • (137,000 / $59,000)
  • 230%
  • (83,000 / $36,000)
3Bell America Mortgage Llc Dba 155 67%1%
  • 300%
  • (84,000 / $28,000)
  • 242%
  • (109,000 / $45,000)
4Countrywide Bank Fsb 136 65%22%
  • 235%
  • (106,000 / $45,000)
  • 261%
  • (89,000 / $34,000)
5Us Bank North Dakota 130 35%44%
  • 130%
  • (72,000 / $55,000)
  • 197%
  • (154,000 / $78,000)
6Us Bank 129 76%12%
  • 227%
  • (125,000 / $55,000)
  • 245%
  • (98,000 / $40,000)
7Us Bk Na Nd 128 41%45%
  • 136%
  • (49,000 / $36,000)
  • 181%
  • (67,000 / $37,000)
8Citimortgage 116 71%21%
  • 216%
  • (214,000 / $99,000)
  • 175%
  • (114,000 / $65,000)
9Beneficial Company Llc 92 3%78%
  • 201%
  • (199,000 / $99,000)
  • 228%
  • (137,000 / $60,000)
10Farmers & Merchants State Bank 91 89%8%
  • 142%
  • (10,000 / $7,000)
  • 118%
  • (65,000 / $55,000)
11Countrywide Home Loans 86 75%18%
  • 243%
  • (161,000 / $66,000)
  • 280%
  • (252,000 / $90,000)
12Affinity Plus Federal Credit U 85 51%8%
  • 72%
  • (74,000 / $102,000)
  • 251%
  • (161,000 / $64,000)
13Bank Of America 84 79%9%
  • 288%
  • (153,000 / $53,000)
  • 300%
  • (156,000 / $52,000)
14Home Savings Of America 78 69%19%
  • 189%
  • (91,000 / $48,000)
  • 230%
  • (90,000 / $39,000)
15Unity Bank 75 78%17%
  • 152%
  • (114,000 / $75,000)
  • 330%
  • (182,000 / $55,000)
16Liberty Savings Bank Fsb 74 82%14%
  • 220%
  • (148,000 / $67,000)
  • 245%
  • (108,000 / $44,000)
17Embrace Home Loans, 69 2%55%
  • 232%
  • (72,000 / $31,000)
  • 352%
  • (81,000 / $23,000)
18Flagstar Bank 67 86%7%
  • 222%
  • (100,000 / $45,000)
  • 175%
  • (58,000 / $33,000)
19Mortgage Guaranty Insurance Co 62 69%1%
  • 218%
  • (144,000 / $66,000)
  • 277%
  • (86,000 / $31,000)
20Citibank 57 73%15%
  • 167%
  • (102,000 / $61,000)
  • 60%
  • (35,000 / $58,000)

Belle Prairie, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 3,971
  2. Loan Applications Denied: 839
  3. % of Loan Applications Denied: 21
  4. # of Loan Originations: 2,427
  5. % of Loan Applications Originated 61

Belle Prairie, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral14
Credit history12
Debt-to-income ratio9
Credit application incomplete3
Unverifiable information1

Belle Prairie, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,479 6022
$100,000 - $300,0002,385 6119
$300,000 - $500,00099 4327
$500,000 - $1,000,0007 8514
$1,000,000 - $1,500,0001 1000

Belle Prairie, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0003,474 6021
$100,000 - $300,000442 6416
$300,000 - $500,00026 4938
$500,000 - $1,000,00022 4050
$1,000,000 - $1,500,0003 990
$1,500,000 - $2,000,0001 00
> $2,000,0003 1000

Loan to Income Ratios Research for Mortgage in Belle Prairie, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%15457 26
30 - 60%21660 25
60 - 100%26859 24
100 - 200%1,05164 18
200 - 300%1,16863 18
300 - 400%66662 18
> 400%44846 31

Belle Prairie, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling3,756 6021
Not Owner-Occupied As A Principal Dwelling195 6421
Not Applicable12 5025

Home Owner Property Type Statistics in Belle Prairie, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)3,600 6022
One To Four-Family222 732
Manufactured Housing149 5528
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