Top Becker, MN Mortgage Lenders

RankBecker Mortgage LenderBecker Home Loans ProcessedBecker Home Loans ApprovedBecker Home Loans DeniedBecker Mortgage Median Loan to Income Ratio (LTR) for Approved LoansBecker Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 2,341 64%16%
  • 214%
  • (187,000 Loan / $87,000 Income)
  • 211%
  • (72,000 Loan / $34,000 Income)
2Jpmorgan Chase Bank 686 82%14%
  • 258%
  • (191,000 / $74,000)
  • 284%
  • (242,000 / $85,000)
3Us Bank 509 84%10%
  • 253%
  • (213,000 / $84,000)
  • 277%
  • (300,000 / $108,000)
4Citimortgage 479 80%11%
  • 248%
  • (204,000 / $82,000)
  • 288%
  • (216,000 / $75,000)
5Liberty Savings Bank Fsb 466 90%2%
  • 238%
  • (179,000 / $75,000)
  • 274%
  • (283,000 / $103,000)
6Bank Of America 365 80%10%
  • 247%
  • (176,000 / $71,000)
  • 268%
  • (134,000 / $50,000)
7Countrywide Bank Fsb 343 73%15%
  • 237%
  • (185,000 / $78,000)
  • 314%
  • (264,000 / $84,000)
8Citibank 307 69%19%
  • 169%
  • (127,000 / $75,000)
  • 131%
  • (190,000 / $145,000)
9Wells Fargo Funding 258 98%0%
  • 222%
  • (140,000 / $63,000)
  • 368%
  • (184,000 / $50,000)
10Kleinbank 247 65%17%
  • 207%
  • (185,000 / $89,000)
  • 262%
  • (181,000 / $69,000)
11Mortgage Guaranty Insurance Co 219 70%9%
  • 288%
  • (127,000 / $44,000)
  • 330%
  • (162,000 / $49,000)
12Beneficial Company Llc 216 4%75%
  • 233%
  • (175,000 / $75,000)
  • 263%
  • (190,000 / $72,000)
13Countrywide Home Loans 211 76%15%
  • 257%
  • (198,000 / $77,000)
  • 270%
  • (184,000 / $68,000)
14The Business Bank 169 91%4%
  • 285%
  • (194,000 / $68,000)
  • 325%
  • (140,000 / $43,000)
15Affinity Plus Federal Credit U 163 61%5%
  • 160%
  • (146,000 / $91,000)
  • 218%
  • (181,000 / $83,000)
16Tcf National Bank 160 31%44%
  • 222%
  • (285,000 / $128,000)
  • 272%
  • (180,000 / $66,000)
17Radian Guaranty 140 73%2%
  • 265%
  • (101,000 / $38,000)
  • 241%
  • (229,000 / $95,000)
18Us Bank North Dakota 138 26%37%
  • 95%
  • (20,000 / $21,000)
  • 206%
  • (60,000 / $29,000)
19Genworth Mortgage Insurance Co 132 75%2%
  • 330%
  • (109,000 / $33,000)
  • 354%
  • (163,000 / $46,000)
20Bell America Mortgage Llc Dba 131 77%4%
  • 302%
  • (312,000 / $103,000)
  • 311%
  • (224,000 / $72,000)

Becker, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 13,746
  2. Loan Applications Denied: 2,365
  3. % of Loan Applications Denied: 17
  4. # of Loan Originations: 9,077
  5. % of Loan Applications Originated 66

Becker, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral13
Debt-to-income ratio8
Credit history8
Credit application incomplete3
Unverifiable information2

Becker, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,689 6022
$100,000 - $300,00010,210 6715
$300,000 - $500,000798 5821
$500,000 - $1,000,00049 3630

Becker, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00010,711 6418
$100,000 - $300,0002,930 6814
$300,000 - $500,00074 5920
$500,000 - $1,000,00026 577
$1,000,000 - $1,500,0002 500
$1,500,000 - $2,000,0001 00
> $2,000,0002 1000

Loan to Income Ratios Research for Mortgage in Becker, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%47554 27
30 - 60%67059 21
60 - 100%93064 18
100 - 200%3,03370 13
200 - 300%4,02768 14
300 - 400%2,86566 17
> 400%1,74656 22

Becker, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling13,014 6517
Not Owner-Occupied As A Principal Dwelling654 6815
Not Applicable6 500

Home Owner Property Type Statistics in Becker, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)12,785 6517
One To Four-Family843 715
Manufactured Housing118 4644
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