Top Bath, MN Mortgage Lenders

RankBath Mortgage LenderBath Home Loans ProcessedBath Home Loans ApprovedBath Home Loans DeniedBath Mortgage Median Loan to Income Ratio (LTR) for Approved LoansBath Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 260 61%20%
  • 176%
  • (44,000 Loan / $25,000 Income)
  • 176%
  • (67,000 Loan / $38,000 Income)
2Agstar Financial Services 87 65%11%
  • 165%
  • (250,000 / $151,000)
  • 239%
  • (79,000 / $33,000)
3Wells Federal Bank 72 69%13%
  • 182%
  • (153,000 / $84,000)
  • 277%
  • (25,000 / $9,000)
4Jpmorgan Chase Bank 61 85%14%
  • 257%
  • (98,000 / $38,000)
  • 182%
  • (139,000 / $76,000)
5Us Bank North Dakota 49 38%46%
  • 90%
  • (48,000 / $53,000)
  • 174%
  • (110,000 / $63,000)
6Home Federal Savings Bank 47 63%23%
  • 201%
  • (133,000 / $66,000)
  • 162%
  • (88,000 / $54,000)
7Beneficial Company Llc 37 5%89%
  • 180%
  • (141,000 / $78,000)
  • 208%
  • (140,000 / $67,000)
8Mortgage Guaranty Insurance Co 34 64%8%
  • 226%
  • (170,000 / $75,000)
  • 208%
  • (121,000 / $58,000)
9Countrywide Bank Fsb 32 68%15%
  • 200%
  • (130,000 / $65,000)
  • 247%
  • (131,000 / $53,000)
10Us Bank 23 73%13%
  • 201%
  • (159,000 / $79,000)
  • 507%
  • (289,000 / $57,000)
11Countrywide Home Loans 23 69%13%
  • 207%
  • (106,000 / $51,000)
  • 191%
  • (128,000 / $67,000)
12Citibank 23 47%26%
  • 277%
  • (100,000 / $36,000)
  • 112%
  • (46,000 / $41,000)
13Citifinancial Services Inc 22 31%40%
  • 173%
  • (40,000 / $23,000)
  • 134%
  • (31,000 / $23,000)
14Wells Fargo Fin'l Minnesota 20 20%55%
  • 210%
  • (97,000 / $46,000)
  • 179%
  • (120,000 / $67,000)
15Us Bk Na Nd 19 63%36%
  • 95%
  • (81,000 / $85,000)
  • 156%
  • (116,000 / $74,000)
16Commerce Bank 19 84%10%
  • 96%
  • (26,000 / $27,000)
  • 185%
  • (130,000 / $70,000)
17Genworth Mortgage Insurance Co 18 44%0%
  • 243%
  • (56,000 / $23,000)
0
18Citimortgage 18 77%5%
  • 278%
  • (167,000 / $60,000)
  • 189%
  • (155,000 / $82,000)
19Embrace Home Loans, 17 0%35% 0
  • 317%
  • (111,000 / $35,000)
20Affinity Plus Federal Credit U 16 68%6%
  • 118%
  • (114,000 / $96,000)
  • 412%
  • (128,000 / $31,000)

Bath, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,295
  2. Loan Applications Denied: 300
  3. % of Loan Applications Denied: 23
  4. # of Loan Originations: 744
  5. % of Loan Applications Originated 57

Bath, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history15
Collateral11
Debt-to-income ratio8
Credit application incomplete3
Unverifiable information0

Bath, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000627 5724
$100,000 - $300,000645 5720
$300,000 - $500,00021 3838
$500,000 - $1,000,0002 5050

Bath, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,109 5724
$100,000 - $300,000172 5915
$300,000 - $500,0008 750
$500,000 - $1,000,0004 5050
$1,000,000 - $1,500,0002 050

Loan to Income Ratios Research for Mortgage in Bath, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%5445 37
30 - 60%7654 27
60 - 100%10153 23
100 - 200%41363 19
200 - 300%38455 20
300 - 400%17656 22
> 400%9145 38

Bath, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,246 5723
Not Owner-Occupied As A Principal Dwelling40 6710
Not Applicable4 750

Home Owner Property Type Statistics in Bath, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,188 5723
One To Four-Family90 647
Manufactured Housing17 2952
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