Top Bashaw, MN Mortgage Lenders

RankBashaw Mortgage LenderBashaw Home Loans ProcessedBashaw Home Loans ApprovedBashaw Home Loans DeniedBashaw Mortgage Median Loan to Income Ratio (LTR) for Approved LoansBashaw Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 190 63%17%
  • 164%
  • (110,000 Loan / $67,000 Income)
  • 135%
  • (65,000 Loan / $48,000 Income)
2Alliance Bank 168 80%9%
  • 144%
  • (256,000 / $177,000)
  • 225%
  • (90,000 / $40,000)
3Citizens Bank Minnesota 110 90%4%
  • 160%
  • (80,000 / $50,000)
  • 178%
  • (125,000 / $70,000)
4Frandsen Bank & Trust 107 94%4%
  • 215%
  • (41,000 / $19,000)
  • 320%
  • (160,000 / $50,000)
5Wells Federal Bank 88 43%39%
  • 154%
  • (122,000 / $79,000)
  • 205%
  • (72,000 / $35,000)
6First National Bank 38 65%23%
  • 80%
  • (8,000 / $10,000)
  • 51%
  • (28,000 / $54,000)
7Agstar Financial Services 38 65%7%
  • 218%
  • (201,000 / $92,000)
  • 367%
  • (125,000 / $34,000)
8Us Bank 36 75%13%
  • 220%
  • (161,000 / $73,000)
  • 303%
  • (182,000 / $60,000)
9Genworth Mortgage Insurance Co 35 42%0%
  • 178%
  • (166,000 / $93,000)
0
10Bank Of America 28 75%10%
  • 185%
  • (63,000 / $34,000)
  • 79%
  • (133,000 / $167,000)
11Mortgage Guaranty Insurance Co 25 72%8%
  • 241%
  • (58,000 / $24,000)
  • 270%
  • (138,000 / $51,000)
12United Prairie Bank 24 83%8%
  • 52%
  • (13,000 / $25,000)
  • 354%
  • (110,000 / $31,000)
13Jpmorgan Chase Bank 23 86%4%
  • 328%
  • (148,000 / $45,000)
  • 97%
  • (86,000 / $88,000)
14Embrace Home Loans, 21 0%57% 0
  • 281%
  • (217,000 / $77,000)
15Countrywide Bank Fsb 19 84%5%
  • 214%
  • (236,000 / $110,000)
  • 259%
  • (96,000 / $37,000)
16Wells Fargo Fin'l Minnesota 17 41%47%
  • 160%
  • (119,000 / $74,000)
  • 212%
  • (51,000 / $24,000)
17Hfc Company Llc 16 0%93% 0
  • 156%
  • (105,000 / $67,000)
18Countrywide Home Loans 16 93%0%
  • 181%
  • (67,000 / $37,000)
0
19Beneficial Company Llc 14 0%100% 0
  • 179%
  • (70,000 / $39,000)
20Citimortgage 10 70%0% 0 0

Bashaw, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,346
  2. Loan Applications Denied: 257
  3. % of Loan Applications Denied: 19
  4. # of Loan Originations: 877
  5. % of Loan Applications Originated 65

Bashaw, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history16
Collateral9
Debt-to-income ratio8
Employment history1
Credit application incomplete1

Bashaw, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000648 6122
$100,000 - $300,000661 6816
$300,000 - $500,00033 5112
$500,000 - $1,000,0004 750

Bashaw, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,161 6220
$100,000 - $300,000164 747
$300,000 - $500,00011 819
$500,000 - $1,000,0009 7711
> $2,000,0001 1000

Loan to Income Ratios Research for Mortgage in Bashaw, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%8480 7
30 - 60%9753 30
60 - 100%11961 19
100 - 200%46368 17
200 - 300%32968 16
300 - 400%15355 24
> 400%10150 26

Bashaw, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling1,290 6419
Not Owner-Occupied As A Principal Dwelling53 7115

Home Owner Property Type Statistics in Bashaw, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)1,248 6520
One To Four-Family84 633
Manufactured Housing14 5021
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