Top Argyle, MN Mortgage Lenders

RankArgyle Mortgage LenderArgyle Home Loans ProcessedArgyle Home Loans ApprovedArgyle Home Loans DeniedArgyle Mortgage Median Loan to Income Ratio (LTR) for Approved LoansArgyle Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 1,014 61%16%
  • 204%
  • (43,000 Loan / $21,000 Income)
  • 172%
  • (155,000 Loan / $90,000 Income)
2Affinity Plus Federal Credit U 315 68%6%
  • 111%
  • (40,000 / $36,000)
  • 247%
  • (171,000 / $69,000)
3Jpmorgan Chase Bank 283 78%16%
  • 231%
  • (67,000 / $29,000)
  • 200%
  • (120,000 / $60,000)
4Citimortgage 246 79%8%
  • 202%
  • (73,000 / $36,000)
  • 273%
  • (123,000 / $45,000)
5Countrywide Bank Fsb 239 71%18%
  • 236%
  • (170,000 / $72,000)
  • 261%
  • (89,000 / $34,000)
6Beneficial Company Llc 190 8%74%
  • 201%
  • (121,000 / $60,000)
  • 205%
  • (115,000 / $56,000)
7Mortgage Guaranty Insurance Co 156 77%7%
  • 220%
  • (75,000 / $34,000)
  • 236%
  • (154,000 / $65,000)
8Bank Of America 156 76%14%
  • 226%
  • (145,000 / $64,000)
  • 219%
  • (114,000 / $52,000)
9Us Bank 148 75%14%
  • 205%
  • (140,000 / $68,000)
  • 233%
  • (140,000 / $60,000)
10Countrywide Home Loans 146 77%16%
  • 185%
  • (145,000 / $78,000)
  • 247%
  • (136,000 / $55,000)
11Genworth Mortgage Insurance Co 137 64%5%
  • 226%
  • (145,000 / $64,000)
  • 276%
  • (58,000 / $21,000)
12Us Bank North Dakota 134 35%44%
  • 112%
  • (84,000 / $75,000)
  • 143%
  • (93,000 / $65,000)
13Riverwood Bank 111 74%7%
  • 141%
  • (220,000 / $156,000)
  • 89%
  • (25,000 / $28,000)
14Phh Mortgage Corporation 109 86%2%
  • 209%
  • (178,000 / $85,000)
  • 386%
  • (170,000 / $44,000)
15Embrace Home Loans, 102 11%44%
  • 117%
  • (33,000 / $28,000)
  • 266%
  • (112,000 / $42,000)
16Citifinancial Services Inc 101 32%41%
  • 172%
  • (38,000 / $22,000)
  • 137%
  • (40,000 / $29,000)
17United Guaranty Corporation 97 75%6%
  • 232%
  • (130,000 / $56,000)
  • 236%
  • (59,000 / $25,000)
18Wells Fargo Funding 95 98%0%
  • 227%
  • (150,000 / $66,000)
0
19Agstar Financial Services 93 61%12%
  • 229%
  • (200,000 / $87,000)
  • 243%
  • (100,000 / $41,000)
20Wells Fargo Fin'l Minnesota 83 16%50%
  • 178%
  • (68,000 / $38,000)
  • 218%
  • (168,000 / $77,000)

Argyle, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 7,270
  2. Loan Applications Denied: 1,400
  3. % of Loan Applications Denied: 19
  4. # of Loan Originations: 4,565
  5. % of Loan Applications Originated 62

Argyle, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral10
Credit history9
Debt-to-income ratio7
Credit application incomplete2
Unverifiable information1

Argyle, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0003,034 6121
$100,000 - $300,0003,892 6316
$300,000 - $500,000315 5422
$500,000 - $1,000,00027 5533
$1,000,000 - $1,500,0001 1000
> $2,000,0001 1000

Argyle, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0006,096 6120
$100,000 - $300,0001,085 6713
$300,000 - $500,00055 6312
$500,000 - $1,000,00026 5030
$1,000,000 - $1,500,0007 7128
$1,500,000 - $2,000,0001 00

Loan to Income Ratios Research for Mortgage in Argyle, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%29862 22
30 - 60%46259 23
60 - 100%66466 19
100 - 200%2,18165 16
200 - 300%1,98062 17
300 - 400%1,06460 18
> 400%62148 30

Argyle, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling6,744 6219
Not Owner-Occupied As A Principal Dwelling477 6915
Not Applicable14 1442

Home Owner Property Type Statistics in Argyle, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)6,496 6220
One To Four-Family577 754
Manufactured Housing197 5227
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