Top Amor, MN Mortgage Lenders

RankAmor Mortgage LenderAmor Home Loans ProcessedAmor Home Loans ApprovedAmor Home Loans DeniedAmor Mortgage Median Loan to Income Ratio (LTR) for Approved LoansAmor Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 852 65%17%
  • 177%
  • (417,000 Loan / $235,000 Income)
  • 154%
  • (77,000 Loan / $50,000 Income)
2State Bank & Trust 285 75%14%
  • 115%
  • (51,000 / $44,000)
  • 213%
  • (62,000 / $29,000)
3Affinity Plus Federal Credit U 207 80%3%
  • 130%
  • (91,000 / $70,000)
  • 258%
  • (106,000 / $41,000)
4Jpmorgan Chase Bank 202 78%16%
  • 211%
  • (55,000 / $26,000)
  • 255%
  • (151,000 / $59,000)
5Citimortgage 175 81%6%
  • 214%
  • (417,000 / $194,000)
  • 211%
  • (199,000 / $94,000)
6American Federal Bank 163 80%13%
  • 161%
  • (255,000 / $158,000)
  • 271%
  • (144,000 / $53,000)
7Us Bank 161 74%15%
  • 247%
  • (99,000 / $40,000)
  • 225%
  • (61,000 / $27,000)
8Gate City Bank 154 84%3%
  • 165%
  • (66,000 / $40,000)
  • 120%
  • (113,000 / $94,000)
9Bremer Bank Na (Fargo) 112 76%7%
  • 172%
  • (179,000 / $104,000)
  • 380%
  • (232,000 / $61,000)
10Merchants Bank 78 94%3%
  • 207%
  • (245,000 / $118,000)
  • 202%
  • (403,000 / $199,000)
11Countrywide Bank Fsb 74 70%21%
  • 225%
  • (61,000 / $27,000)
  • 283%
  • (102,000 / $36,000)
12Bank Of The West 73 76%15%
  • 148%
  • (150,000 / $101,000)
  • 105%
  • (18,000 / $17,000)
13Bank Of America 72 66%20%
  • 176%
  • (283,000 / $160,000)
  • 225%
  • (117,000 / $52,000)
14Citibank 71 61%18%
  • 113%
  • (165,000 / $146,000)
  • 162%
  • (175,000 / $108,000)
15Phh Mortgage Corporation 63 92%4%
  • 264%
  • (272,000 / $103,000)
  • 136%
  • (104,000 / $76,000)
16Genworth Mortgage Insurance Co 54 31%9%
  • 171%
  • (67,000 / $39,000)
  • 273%
  • (238,000 / $87,000)
17Us Bank North Dakota 50 24%58%
  • 116%
  • (85,000 / $73,000)
  • 115%
  • (115,000 / $100,000)
18Wells Fargo Funding 44 97%2%
  • 158%
  • (391,000 / $246,000)
  • 231%
  • (118,000 / $51,000)
19Mortgage Guaranty Insurance Co 40 75%5%
  • 235%
  • (94,000 / $40,000)
  • 546%
  • (350,000 / $64,000)
20Embrace Home Loans, 39 5%43%
  • 369%
  • (144,000 / $39,000)
  • 118%
  • (45,000 / $38,000)

Amor, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 4,174
  2. Loan Applications Denied: 695
  3. % of Loan Applications Denied: 16
  4. # of Loan Originations: 2,788
  5. % of Loan Applications Originated 66

Amor, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral16
Credit history12
Debt-to-income ratio10
Credit application incomplete4
Unverifiable information2

Amor, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0001,417 6318
$100,000 - $300,0002,392 6815
$300,000 - $500,000349 6916
$500,000 - $1,000,00016 5018

Amor, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0002,959 6219
$100,000 - $300,0001,104 7311
$300,000 - $500,00062 829
$500,000 - $1,000,00045 746
$1,000,000 - $1,500,0002 500
> $2,000,0002 500

Loan to Income Ratios Research for Mortgage in Amor, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%16468 15
30 - 60%31266 14
60 - 100%44470 15
100 - 200%1,23171 13
200 - 300%1,04065 16
300 - 400%56463 17
> 400%41952 29

Amor, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling3,136 6318
Not Owner-Occupied As A Principal Dwelling988 7610
Not Applicable12 5833

Home Owner Property Type Statistics in Amor, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)3,835 6716
One To Four-Family175 625
Manufactured Housing164 5428
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