Top Agder, MN Mortgage Lenders

RankAgder Mortgage LenderAgder Home Loans ProcessedAgder Home Loans ApprovedAgder Home Loans DeniedAgder Mortgage Median Loan to Income Ratio (LTR) for Approved LoansAgder Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 55 67%21%
  • 132%
  • (93,000 Loan / $70,000 Income)
  • 74%
  • (23,000 Loan / $31,000 Income)
2Jpmorgan Chase Bank 9 88%11%
  • 183%
  • (97,000 / $53,000)
  • 312%
  • (147,000 / $47,000)
3Citifinancial Services Inc 9 22%66%
  • 211%
  • (95,000 / $45,000)
  • 187%
  • (77,000 / $41,000)
4National City Bank 7 71%0%
  • 183%
  • (123,000 / $67,000)
0
5Wells Fargo Funding 6 100%0% 0 0
6Mortgage Guaranty Insurance Co 6 66%0%
  • 171%
  • (91,000 / $53,000)
0
7Wells Fargo Fin'l Minnesota 5 0%60% 0
  • 37%
  • (15,000 / $40,000)
8Merchants Bank 5 80%0%
  • 189%
  • (74,000 / $39,000)
0
9Homecomings Financial Llc 5 40%20%
  • 331%
  • (116,000 / $35,000)
  • 303%
  • (188,000 / $62,000)
10Genworth Mortgage Insurance Co 5 40%0%
  • 147%
  • (62,000 / $42,000)
0
11Countrywide Bank Fsb 5 40%20% 0
  • 108%
  • (78,000 / $72,000)
12Citimortgage 5 60%0%
  • 228%
  • (57,000 / $25,000)
0
13C.U. Mortgage Services, 5 80%20%
  • 145%
  • (67,000 / $46,000)
  • 28%
  • (29,000 / $103,000)
14Embrace Home Loans, 4 0%25% 0
  • 29%
  • (15,000 / $51,000)
15Assurity Financial Services 4 100%0%
  • 190%
  • (116,000 / $61,000)
0
16Washington Mutual Bank 3 66%33%
  • 131%
  • (96,000 / $73,000)
  • 156%
  • (80,000 / $51,000)
17Unity Bank North 3 100%0%
  • 93%
  • (41,000 / $44,000)
0
18Quicken Loans 3 33%66%
  • 252%
  • (96,000 / $38,000)
  • 176%
  • (157,000 / $89,000)
19Pnc Bank N.A. 3 100%0%
  • 210%
  • (101,000 / $48,000)
0
20Nationstar Mortgage Llc 3 0%0% 0 0

Agder, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 228
  2. Loan Applications Denied: 44
  3. % of Loan Applications Denied: 19
  4. # of Loan Originations: 133
  5. % of Loan Applications Originated 58

Agder, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral13
Credit history12
Debt-to-income ratio7
Unverifiable information1
Insufficient cash (downpayment, closing costs)1

Agder, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000133 5518
$100,000 - $300,00095 6120

Agder, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000202 5819
$100,000 - $300,00026 5619

Loan to Income Ratios Research for Mortgage in Agder, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%1241 50
30 - 60%1449 21
60 - 100%2258 22
100 - 200%10358 15
200 - 300%4467 9
300 - 400%1566 20
> 400%1838 38

Agder, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling219 5719
Not Owner-Occupied As A Principal Dwelling8 8712

Home Owner Property Type Statistics in Agder, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)194 5720
Manufactured Housing17 6429
One To Four-Family17 580
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