Top Agassiz, MN Mortgage Lenders

RankAgassiz Mortgage LenderAgassiz Home Loans ProcessedAgassiz Home Loans ApprovedAgassiz Home Loans DeniedAgassiz Mortgage Median Loan to Income Ratio (LTR) for Approved LoansAgassiz Mortgage Median LTR for Denied Loans
1Kleinbank 106 59%10%
  • 94%
  • (158,000 Loan / $167,000 Income)
  • 135%
  • (65,000 Loan / $48,000 Income)
2Wells Fargo Bank 58 50%24%
  • 108%
  • (65,000 / $60,000)
  • 88%
  • (48,000 / $54,000)
3Jpmorgan Chase Bank 19 68%26%
  • 152%
  • (64,000 / $42,000)
  • 86%
  • (56,000 / $65,000)
4United Prairie Bank 15 53%40%
  • 65%
  • (52,000 / $80,000)
  • 28%
  • (6,000 / $21,000)
5Wells Fargo Funding 14 100%0% 0 0
6Embrace Home Loans, 9 11%33%
  • 266%
  • (40,000 / $15,000)
  • 157%
  • (82,000 / $52,000)
7Countrywide Bank Fsb 8 75%25%
  • 163%
  • (49,000 / $30,000)
  • 182%
  • (182,000 / $100,000)
8Wells Fargo Fin'l Minnesota 6 33%50%
  • 159%
  • (94,000 / $59,000)
  • 187%
  • (15,000 / $8,000)
9Merchants Bank 6 100%0%
  • 179%
  • (61,000 / $34,000)
0
10Beneficial Company Llc 6 0%100% 0
  • 75%
  • (45,000 / $60,000)
11Bank Of America 6 50%33%
  • 153%
  • (60,000 / $39,000)
  • 475%
  • (57,000 / $12,000)
12Hfc Company Llc 5 20%60%
  • 160%
  • (80,000 / $50,000)
  • 128%
  • (76,000 / $59,000)
13Gmac Mortgage Llc 5 0%100% 0
  • 177%
  • (55,000 / $31,000)
14National City Bank 4 75%0%
  • 126%
  • (38,000 / $30,000)
0
15Great Western Bank 4 75%25%
  • 137%
  • (73,000 / $53,000)
  • 71%
  • (47,000 / $66,000)
16Flagstar Bank 4 100%0%
  • 258%
  • (75,000 / $29,000)
0
17Countrywide Home Loans 4 100%0%
  • 85%
  • (55,000 / $64,000)
0
18Citimortgage 4 25%0%
  • 122%
  • (72,000 / $59,000)
0
19Citifinancial Services Inc 4 75%25%
  • 186%
  • (69,000 / $37,000)
  • 67%
  • (31,000 / $46,000)
20Home Loan Investment Bank 3 0%66% 0
  • 433%
  • (65,000 / $15,000)

Agassiz, MN Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 374
  2. Loan Applications Denied: 89
  3. % of Loan Applications Denied: 23
  4. # of Loan Originations: 198
  5. % of Loan Applications Originated 52

Agassiz, MN Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history35
Debt-to-income ratio22
Collateral18
Credit application incomplete9
Unverifiable information1

Agassiz, MN Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000313 5125
$100,000 - $300,00061 5813

Agassiz, MN Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000348 5125
$100,000 - $300,00024 704
$300,000 - $500,0001 00
$500,000 - $1,000,0001 00

Loan to Income Ratios Research for Mortgage in Agassiz, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%3644 30
30 - 60%3160 12
60 - 100%7753 27
100 - 200%13756 23
200 - 300%6046 16
300 - 400%2552 28
> 400%825 50

Agassiz, MN Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling353 5223
Not Owner-Occupied As A Principal Dwelling21 5233

Home Owner Property Type Statistics in Agassiz, MN for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)372 5323
Manufactured Housing2 00
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