Top Adelino, NM Mortgage Lenders

RankAdelino Mortgage LenderAdelino Home Loans ProcessedAdelino Home Loans ApprovedAdelino Home Loans DeniedAdelino Mortgage Median Loan to Income Ratio (LTR) for Approved LoansAdelino Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 105 55%19%
  • 253%
  • (132,000 Loan / $52,000 Income)
  • 152%
  • (146,000 Loan / $96,000 Income)
2Bank Of America 65 72%16%
  • 194%
  • (179,000 / $92,000)
  • 125%
  • (75,000 / $60,000)
3New Mexico Educators Fcu 55 41%29%
  • 125%
  • (145,000 / $116,000)
  • 176%
  • (236,000 / $134,000)
4Bokf Na 46 60%28%
  • 212%
  • (408,000 / $192,000)
  • 421%
  • (194,000 / $46,000)
521st Mortgage 35 8%65%
  • 129%
  • (57,000 / $44,000)
  • 147%
  • (56,000 / $38,000)
6Mybank 27 48%48%
  • 53%
  • (32,000 / $60,000)
  • 187%
  • (15,000 / $8,000)
7Jpmorgan Chase Bank 27 74%14%
  • 339%
  • (353,000 / $104,000)
  • 231%
  • (148,000 / $64,000)
8Quicken Loans 26 65%26%
  • 307%
  • (157,000 / $51,000)
  • 289%
  • (200,000 / $69,000)
9Sandia Laboratory Fcu 24 54%12%
  • 200%
  • (180,000 / $90,000)
  • 128%
  • (152,000 / $118,000)
10Wells Fargo Funding 20 100%0%
  • 257%
  • (234,000 / $91,000)
0
11Dhi Mortgage Company Limited 20 65%35%
  • 282%
  • (189,000 / $67,000)
  • 331%
  • (192,000 / $58,000)
12State Employees Credit Union 19 68%5%
  • 374%
  • (217,000 / $58,000)
  • 286%
  • (103,000 / $36,000)
13Us Bank 16 56%25%
  • 148%
  • (120,000 / $81,000)
  • 255%
  • (444,000 / $174,000)
14Usaa Federal Savings Bank 15 60%40%
  • 239%
  • (175,000 / $73,000)
  • 179%
  • (371,000 / $207,000)
15Reliance First Capital Llc 15 26%0%
  • 281%
  • (228,000 / $81,000)
0
16Embrace Home Loans, 15 6%40%
  • 195%
  • (82,000 / $42,000)
  • 476%
  • (205,000 / $43,000)
17Bank Of Albuquerque 14 42%28%
  • 165%
  • (194,000 / $117,000)
  • 178%
  • (25,000 / $14,000)
18Citimortgage 13 61%7%
  • 242%
  • (206,000 / $85,000)
  • 268%
  • (228,000 / $85,000)
19Superior Mortgage Services Llc 12 83%8%
  • 231%
  • (162,000 / $70,000)
  • 171%
  • (125,000 / $73,000)
20Kirtland Federal Credit Union 12 75%8%
  • 144%
  • (68,000 / $47,000)
  • 296%
  • (190,000 / $64,000)

Adelino, NM Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 951
  2. Loan Applications Denied: 223
  3. % of Loan Applications Denied: 23
  4. # of Loan Originations: 529
  5. % of Loan Applications Originated 55

Adelino, NM Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Credit history24
Collateral17
Debt-to-income ratio14
Credit application incomplete4
Unverifiable information2

Adelino, NM Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000277 4533
$100,000 - $300,000623 5918
$300,000 - $500,00049 5720
$500,000 - $1,000,0002 5050

Adelino, NM Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000786 5424
$100,000 - $300,000164 6120
$300,000 - $500,0001 1000

Loan to Income Ratios Research for Mortgage in Adelino, NM

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%5150 37
30 - 60%3652 27
60 - 100%5550 27
100 - 200%24052 23
200 - 300%25860 19
300 - 400%17458 20
> 400%13750 27

Adelino, NM Home Owner Occupancy Type Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling928 5623
Not Owner-Occupied As A Principal Dwelling22 4027
Not Applicable1 00

Home Owner Property Type Statistics in Adelino, NM for Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)820 5820
Manufactured Housing109 2747
One To Four-Family22 779
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