Top Wirt, MN FHA Mortgage Lenders

RankWirt FHA Mortgage LenderWirt FHA Home Loans ProcessedWirt FHA Home Loans ApprovedWirt FHA Home Loans DeniedWirt FHA Mortgage Median Loan to Income Ratio (LTR) for Approved LoansWirt Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 5 60%20%
  • 310%
  • (174,000 Loan / $56,000 Income)
  • 167%
  • (72,000 Loan / $43,000 Income)
2New Day Financial, Llc 4 0%100% 0
  • 214%
  • (206,000 / $96,000)
3Countrywide Bank Fsb 4 50%50%
  • 298%
  • (164,000 / $55,000)
  • 444%
  • (151,000 / $34,000)
4Bank Of America 4 100%0% 0 0
5Quicken Loans 3 66%33%
  • 298%
  • (227,000 / $76,000)
  • 220%
  • (44,000 / $20,000)
6Flagstar Bank 3 100%0%
  • 1775%
  • (213,000 / $12,000)
0
7Home Mortgage Resources 2 100%0%
  • 421%
  • (215,000 / $51,000)
0
8Freedom Mortgage Corp. 2 100%0%
  • 370%
  • (178,000 / $48,000)
0
9Wells Fargo Funding 1 100%0% 0 0
10Us Bank 1 100%0%
  • 252%
  • (154,000 / $61,000)
0
11Summit Mortgage Corporation 1 0%0% 0 0
12Residential Finance Corp. 1 100%0%
  • 316%
  • (174,000 / $55,000)
0
13Plaza Home Mortgage, 1 100%0%
  • 220%
  • (77,000 / $35,000)
0
14Nationwide Mortgage Concepts, 1 0%100% 0
  • 550%
  • (198,000 / $36,000)
15Jpmorgan Chase Bank 1 0%100% 0
  • 429%
  • (232,000 / $54,000)
16Fifth Third Mortgage Company 1 0%0% 0 0
17Everett Financial 1 100%0%
  • 287%
  • (92,000 / $32,000)
0
18Embrace Home Loans, 1 0%100% 0
  • 436%
  • (131,000 / $30,000)
19Consumer Loan Services Llc 1 0%100% 0
  • 522%
  • (162,000 / $31,000)
20Citizens State Bank Norwood Yo 1 0%0% 0 0

Wirt, MN FHA Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 44
  2. Loan Applications Denied: 14
  3. % of Loan Applications Denied: 31
  4. # of Loan Originations: 25
  5. % of Loan Applications Originated 56

Wirt, MN FHA Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral55
Credit history22
Employment history11
Debt-to-income ratio11

Wirt, MN FHA Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00013 4530
$100,000 - $300,00031 6132

Wirt, MN FHA Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00044 5631

Loan to Income Ratios Research for FHA Mortgage in Wirt, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
60 - 100%10 100
100 - 200%50 60
200 - 300%1972 15
300 - 400%977 11
> 400%1040 60

Wirt, MN Home Owner Occupancy Type FHA Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling43 5830
Not Owner-Occupied As A Principal Dwelling1 0100

Home Owner Property Type Statistics in Wirt, MN for FHA Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)42 5730
Manufactured Housing2 5050
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