Top St. Joe, AR FHA Mortgage Lenders

RankSt. Joe FHA Mortgage LenderSt. Joe FHA Home Loans ProcessedSt. Joe FHA Home Loans ApprovedSt. Joe FHA Home Loans DeniedSt. Joe FHA Mortgage Median Loan to Income Ratio (LTR) for Approved LoansSt. Joe Mortgage Median LTR for Denied Loans
1Embrace Home Loans, 6 16%50%
  • 170%
  • (123,000 Loan / $72,000 Income)
  • 273%
  • (71,000 Loan / $26,000 Income)
2Wells Fargo Bank 2 100%0%
  • 265%
  • (61,000 / $23,000)
0
3Simmons First National Bank 2 50%50%
  • 189%
  • (146,000 / $77,000)
  • 237%
  • (164,000 / $69,000)
4Reliance First Capital Llc 2 0%0% 0 0
5Quicken Loans 2 0%100% 0
  • 245%
  • (81,000 / $33,000)
6New Day Financial, Llc 2 0%0% 0 0
7First Arkansas Mortgage Compan 2 50%50%
  • 394%
  • (75,000 / $19,000)
  • 680%
  • (204,000 / $30,000)
8Arvest Mortgage Company 2 50%50%
  • 106%
  • (51,000 / $48,000)
  • 285%
  • (114,000 / $40,000)
9Us Bank 1 100%0%
  • 322%
  • (87,000 / $27,000)
0
10Regions Bank 1 100%0%
  • 252%
  • (53,000 / $21,000)
0
11Phh Mortgage Corporation 1 100%0%
  • 202%
  • (79,000 / $39,000)
0
12One Reverse Mortgage, Llc 1 0%100% 0
  • 1420%
  • (426,000 / $30,000)
13Jpmorgan Chase Bank 1 0%100% 0
  • 548%
  • (159,000 / $29,000)
14Home Savings Of America 1 0%100% 0
  • 326%
  • (49,000 / $15,000)
15Gmfs, Llc 1 100%0%
  • 205%
  • (105,000 / $51,000)
0
16Franklin American Mortgage Co 1 0%100% 0
  • 153%
  • (98,000 / $64,000)
17First Security Bank 1 0%0% 0 0
18Citimortgage 1 100%0% 0 0
19Bankmortgagesolutions L.L.C. 1 0%0% 0 0
20Bankers Mortgage Center 1 0%0% 0 0

St. Joe, AR FHA Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 35
  2. Loan Applications Denied: 12
  3. % of Loan Applications Denied: 34
  4. # of Loan Originations: 13
  5. % of Loan Applications Originated 37

St. Joe, AR FHA Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral42
Unverifiable information28
Credit application incomplete14
Credit history14

St. Joe, AR FHA Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00015 4640
$100,000 - $300,00019 3126
$300,000 - $500,0001 0100

St. Joe, AR FHA Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00034 3735
$100,000 - $300,0001 00

Loan to Income Ratios Research for FHA Mortgage in St. Joe, AR

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%10 0
100 - 200%966 22
200 - 300%1631 31
300 - 400%540 20
> 400%40 100

St. Joe, AR Home Owner Occupancy Type FHA Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling35 3734

Home Owner Property Type Statistics in St. Joe, AR for FHA Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)34 3535
Manufactured Housing1 1000
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