Top Shingobee, MN FHA Mortgage Refinance Lenders

RankShingobee FHA Mortgage LenderShingobee FHA Home Refinance Loans ProcessedShingobee FHA Home Refinance Loans ApprovedShingobee FHA Home Refinance Loans DeniedShingobee FHA Mortgage Refinance Median Loan to Income Ratio (LTR) for Approved LoansShingobee FHA Mortgage Refinance Median LTR for Denied Loans
1Wells Fargo Bank 14 57%14%
  • 313%
  • (144,000 Loan / $46,000 Income)
  • 247%
  • (193,000 Loan / $78,000 Income)
2Us Bank 3 33%66%
  • 255%
  • (197,000 / $77,000)
  • 572%
  • (126,000 / $22,000)
3Freedom Mortgage Corp. 2 100%0%
  • 250%
  • (133,000 / $53,000)
0
4Countrywide Bank Fsb 2 50%0% 0 0
5Wells Fargo Funding 1 100%0% 0 0
6Summit Mortgage Corporation 1 100%0%
  • 357%
  • (200,000 / $56,000)
0
7Quicken Loans 1 100%0%
  • 220%
  • (192,000 / $87,000)
0
8One Reverse Mortgage, Llc 1 100%0%
  • 581%
  • (64,000 / $11,000)
0
9New Day Financial, Llc 1 0%0% 0 0
10M&I Marshall & Ilsley Bank 1 0%100% 0
  • 570%
  • (211,000 / $37,000)
11Lendsource Inc 1 0%0% 0 0
12Ideal Mortgage Bankers, Ltd 1 100%0%
  • 450%
  • (126,000 / $28,000)
0
13Homeowners Mortgage Of America 1 0%0% 0 0
14Home Loan Center 1 0%0% 0 0
15Flagstar Bank 1 100%0%
  • 294%
  • (100,000 / $34,000)
0
16First Tennessee Bank Na 1 100%0%
  • 210%
  • (156,000 / $74,000)
0
17First American Bank And Trust 1 100%0%
  • 559%
  • (235,000 / $42,000)
0
18Citimortgage 1 100%0% 0 0
19American Equity Mortgage, 1 100%0%
  • 301%
  • (154,000 / $51,000)
0

Shingobee, MN FHA Mortgage Refinance Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 36
  2. Loan Applications Denied: 5
  3. % of Loan Applications Denied: 13
  4. # of Loan Originations: 22
  5. % of Loan Applications Originated 61

Shingobee, MN FHA Home Loan Refinance Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral50
Debt-to-income ratio33
Credit history16

Shingobee, MN FHA Mortgage Loans Refinance Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,0006 1000
$100,000 - $300,00030 5316

Shingobee, MN FHA Home Loans Refinance Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00035 6211
$100,000 - $300,0001 0100

Loan to Income Ratios Research for FHA Mortgage Refinance in Shingobee, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
60 - 100%10 100
100 - 200%475 0
200 - 300%1546 13
300 - 400%988 0
> 400%756 28

Shingobee, MN Home Owner Occupancy Type FHA Mortgage Refinance Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling36 6113

Home Owner Property Type Statistics in Shingobee, MN for FHA Home Loan Refinance

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)32 6212
Manufactured Housing4 5025
More Shingobee, MN Mortgage Research: