Top Maine Prairie, MN FHA Mortgage Refinance Lenders

RankMaine Prairie FHA Mortgage LenderMaine Prairie FHA Home Refinance Loans ProcessedMaine Prairie FHA Home Refinance Loans ApprovedMaine Prairie FHA Home Refinance Loans DeniedMaine Prairie FHA Mortgage Refinance Median Loan to Income Ratio (LTR) for Approved LoansMaine Prairie FHA Mortgage Refinance Median LTR for Denied Loans
1Wells Fargo Bank 61 45%18%
  • 220%
  • (159,000 Loan / $72,000 Income)
  • 291%
  • (143,000 Loan / $49,000 Income)
2Bank Of America 25 68%28%
  • 277%
  • (150,000 / $54,000)
  • 249%
  • (167,000 / $67,000)
3Embrace Home Loans, 24 0%37% 0
  • 296%
  • (178,000 / $60,000)
4Jpmorgan Chase Bank 22 90%9% 0
  • 255%
  • (299,000 / $117,000)
5Us Bank 13 76%15%
  • 308%
  • (207,000 / $67,000)
  • 453%
  • (213,000 / $47,000)
6Liberty Savings Bank Fsb 9 66%11%
  • 328%
  • (230,000 / $70,000)
  • 346%
  • (163,000 / $47,000)
7Reliance First Capital Llc 8 12%12%
  • 247%
  • (215,000 / $87,000)
  • 173%
  • (229,000 / $132,000)
8Bremer Bank Na (St Cloud) 8 75%0%
  • 294%
  • (253,000 / $86,000)
0
9Countrywide Bank Fsb 7 85%14%
  • 234%
  • (164,000 / $70,000)
  • 273%
  • (183,000 / $67,000)
10Citimortgage 7 100%0% 0 0
11Everett Financial 6 33%16%
  • 472%
  • (208,000 / $44,000)
  • 576%
  • (173,000 / $30,000)
12Quicken Loans 5 60%20%
  • 192%
  • (160,000 / $83,000)
  • 382%
  • (245,000 / $64,000)
13Phh Mortgage Corporation 5 80%20%
  • 250%
  • (163,000 / $65,000)
  • 590%
  • (183,000 / $31,000)
14Home Loan Center 5 0%20% 0
  • 101%
  • (103,000 / $101,000)
15Franklin American Mortgage Co 5 40%0%
  • 448%
  • (175,000 / $39,000)
0
16Flagstar Bank 5 60%20%
  • 262%
  • (273,000 / $104,000)
  • 308%
  • (173,000 / $56,000)
17American Equity Mortgage, 5 60%20%
  • 346%
  • (277,000 / $80,000)
  • 234%
  • (274,000 / $117,000)
18Wells Fargo Funding 4 100%0% 0 0
19Mortgage Services Iii, L.L.C. 4 50%0%
  • 245%
  • (172,000 / $70,000)
0
20Great River Federal Cu 4 25%50%
  • 324%
  • (315,000 / $97,000)
  • 856%
  • (257,000 / $30,000)

Maine Prairie, MN FHA Mortgage Refinance Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 322
  2. Loan Applications Denied: 61
  3. % of Loan Applications Denied: 18
  4. # of Loan Originations: 171
  5. % of Loan Applications Originated 53

Maine Prairie, MN FHA Home Loan Refinance Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral46
Debt-to-income ratio17
Credit history6
Credit application incomplete6
Employment history4

Maine Prairie, MN FHA Mortgage Loans Refinance Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,00014 647
$100,000 - $300,000304 5219
$300,000 - $500,0004 2550

Maine Prairie, MN FHA Home Loans Refinance Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000287 5416
$100,000 - $300,00035 3937

Loan to Income Ratios Research for FHA Mortgage Refinance in Maine Prairie, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
30 - 60%250 0
60 - 100%3100 0
100 - 200%5546 20
200 - 300%9653 18
300 - 400%10655 15
> 400%6048 26

Maine Prairie, MN Home Owner Occupancy Type FHA Mortgage Refinance Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling321 5318
Not Owner-Occupied As A Principal Dwelling1 0100

Home Owner Property Type Statistics in Maine Prairie, MN for FHA Home Loan Refinance

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)318 5318
Manufactured Housing4 2550
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