Top Bock, MN FHA Mortgage Lenders

RankBock FHA Mortgage LenderBock FHA Home Loans ProcessedBock FHA Home Loans ApprovedBock FHA Home Loans DeniedBock FHA Mortgage Median Loan to Income Ratio (LTR) for Approved LoansBock Mortgage Median LTR for Denied Loans
1Wells Fargo Bank 240 61%17%
  • 258%
  • (155,000 Loan / $60,000 Income)
  • 276%
  • (130,000 Loan / $47,000 Income)
2Countrywide Bank Fsb 70 72%25%
  • 261%
  • (89,000 / $34,000)
  • 322%
  • (113,000 / $35,000)
3Us Bank 59 77%15%
  • 254%
  • (84,000 / $33,000)
  • 370%
  • (111,000 / $30,000)
4Bank Of America 48 66%18%
  • 284%
  • (199,000 / $70,000)
  • 165%
  • (195,000 / $118,000)
5Embrace Home Loans, 42 11%40%
  • 240%
  • (77,000 / $32,000)
  • 277%
  • (86,000 / $31,000)
6Citimortgage 42 83%11%
  • 271%
  • (103,000 / $38,000)
  • 248%
  • (124,000 / $50,000)
7Jpmorgan Chase Bank 38 84%15%
  • 173%
  • (254,000 / $146,000)
  • 338%
  • (166,000 / $49,000)
8Wells Fargo Funding 25 100%0% 0 0
9Quicken Loans 19 57%21%
  • 219%
  • (149,000 / $68,000)
  • 361%
  • (130,000 / $36,000)
10Ally Bank F/K/A/ Gmac Bank 17 17%35%
  • 272%
  • (158,000 / $58,000)
  • 221%
  • (115,000 / $52,000)
11North Shore Bank Of Commerce 15 80%20%
  • 239%
  • (151,000 / $63,000)
  • 297%
  • (143,000 / $48,000)
12New Day Financial, Llc 14 0%57% 0
  • 452%
  • (163,000 / $36,000)
13Marketplace Home Mortgage Llc 14 100%0%
  • 284%
  • (131,000 / $46,000)
0
14Flagstar Bank 14 85%7%
  • 285%
  • (117,000 / $41,000)
  • 287%
  • (138,000 / $48,000)
15Bell America Mortgage Llc Dba 14 57%0%
  • 296%
  • (148,000 / $50,000)
0
16Freedom Mortgage Corp. 12 33%25%
  • 263%
  • (79,000 / $30,000)
  • 302%
  • (136,000 / $45,000)
17Suntrust Mortgage 10 60%30%
  • 252%
  • (96,000 / $38,000)
  • 228%
  • (183,000 / $80,000)
18Franklin American Mortgage Co 10 80%20%
  • 305%
  • (110,000 / $36,000)
  • 435%
  • (122,000 / $28,000)
19Summit Mortgage Corporation 9 77%11%
  • 254%
  • (224,000 / $88,000)
  • 218%
  • (118,000 / $54,000)
20Ideal Mortgage Bankers, Ltd 9 44%22%
  • 346%
  • (225,000 / $65,000)
  • 405%
  • (69,000 / $17,000)

Bock, MN FHA Mortgage Home Loan Summary Data & Statistics

  1. Loan Applications Processed: 1,006
  2. Loan Applications Denied: 213
  3. % of Loan Applications Denied: 21
  4. # of Loan Originations: 615
  5. % of Loan Applications Originated 61

Bock, MN FHA Home Loan Application Denied Reasons

Denied Reason % of All Denied Applications
Collateral28
Credit history27
Debt-to-income ratio21
Unverifiable information5
Employment history4

Bock, MN FHA Mortgage Loans Processed & Denied Applications by Loan Amount

Loan Amount Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000251 5822
$100,000 - $300,000755 6120

Bock, MN FHA Home Loans Processed & Denied Applications by Income Level

Income Levels Category Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
$0 - $100,000958 6021
$100,000 - $300,00047 6514
$300,000 - $500,0001 00

Loan to Income Ratios Research for FHA Mortgage in Bock, MN

Loan to Income Ratio (Loan Amount as a Percentage of Income Levels) Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
0 - 30%10 0
30 - 60%20 100
60 - 100%1368 15
100 - 200%21661 18
200 - 300%37166 16
300 - 400%24658 25
> 400%15749 28

Bock, MN Home Owner Occupancy Type FHA Mortgage Data

Owner Occupancy Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
Owner-Occupied As A Principal Dwelling996 6121
Not Owner-Occupied As A Principal Dwelling7 5714
Not Applicable3 6633

Home Owner Property Type Statistics in Bock, MN for FHA Home Loans

Property Type Name Number of Loan Applications Processed % of Loans Originated % of Loan Applications Denied
One-To-Four Family Dwelling (Other Than Manufactured Housing)920 6021
Manufactured Housing86 6317
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